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	<title>Stock Blog Hub &#187; Slm Corporation</title>
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		<title>(SLM) Sallie Mae Stays Outperform</title>
		<link>http://www.stockbloghub.com/2012/02/13/slm-sallie-mae-stays-outperform/91190</link>
		<comments>http://www.stockbloghub.com/2012/02/13/slm-sallie-mae-stays-outperform/91190#comments</comments>
		<pubDate>Tue, 14 Feb 2012 05:19:15 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Nelnet Inc.]]></category>
		<category><![CDATA[NNI]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=91190</guid>
		<description><![CDATA[We have reiterated our Outperform recommendation on SLM Corp. (SLM), better known as Sallie Mae, following its fourth quarter and full year 2011 earnings release and the recent announcement of dividend increase and share buyback authorization. Sallie Mae reported fourth-quarter 2011 core earnings of $268 million or 51 cents per share, a penny above the Zacks Consensus Estimate. However, the results compare unfavorably with the prior-year quarter’s core earnings of $401 million or 75 cents per share. For full year 2011, Sallie Mae reported core earnings of $977 million or $1.83 per share, in line with the Zacks Consensus Estimate. Improvements in net interest income, loan loss provision, expenses and discontinued operations supported the core earnings figure. Yet, a decrease in gains on loan sales and debt repurchases from the ]]></description>
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		</item>
		<item>
		<title>(SLM) Sallie Mae Enhances Shareholder Value</title>
		<link>http://www.stockbloghub.com/2012/02/06/slm-sallie-mae-enhances-shareholder-value/90991</link>
		<comments>http://www.stockbloghub.com/2012/02/06/slm-sallie-mae-enhances-shareholder-value/90991#comments</comments>
		<pubDate>Mon, 06 Feb 2012 17:33:07 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
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		<category><![CDATA[C]]></category>
		<category><![CDATA[Citigroup Inc.]]></category>
		<category><![CDATA[Nelnet Inc.]]></category>
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		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=90991</guid>
		<description><![CDATA[SLM Corp. (SLM), commonly known as Sallie Mae, remains committed to boosting investors’ confidence through dividend increases and share buybacks. The company announced a 25% hike in its quarterly dividend to 12.5 cents per share from 10 cents. Alongside, the company declared a $500 million share buyback program. The increased dividend will be paid on March 16, to shareholders of record as of the close of business on March 2. The share buyback program has no expiration date. Furthermore, SLM declared a 2012 second-quarter dividend on its Preferred Stock Series B of $0.5179695 per share, payable on March 15, to preferred Series B shareholders of record as of the close of business on March 5. It also scheduled its 2012 Annual Meeting of Shareholders on May 24. Last week, SLM ]]></description>
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		</item>
		<item>
		<title>(AAPL) A Busy Week Ahead &#8211; Earnings Preview</title>
		<link>http://www.stockbloghub.com/2011/10/17/aapl-a-busy-week-ahead-earnings-preview/85152</link>
		<comments>http://www.stockbloghub.com/2011/10/17/aapl-a-busy-week-ahead-earnings-preview/85152#comments</comments>
		<pubDate>Mon, 17 Oct 2011 15:31:27 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
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		<category><![CDATA[Seacoast Banking Corporation of Florida]]></category>
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		<category><![CDATA[Slm Corporation]]></category>
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		<category><![CDATA[SY Bancorp Inc.]]></category>
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		<category><![CDATA[Synaptics Inc]]></category>
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		<category><![CDATA[The Bancorp Inc]]></category>
		<category><![CDATA[The Bank of New York Mellon Corporation]]></category>
		<category><![CDATA[The Blackstone Group]]></category>
		<category><![CDATA[The Cheesecake Factory Incorporated]]></category>
		<category><![CDATA[The Chubb Corporation]]></category>
		<category><![CDATA[The Coca-Cola Company]]></category>
		<category><![CDATA[The McClatchy Company]]></category>
		<category><![CDATA[The McGraw-Hill Companies Inc]]></category>
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		<category><![CDATA[YHOO]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=85152</guid>
		<description><![CDATA[Earnings Preview 10/14/11 While the earnings season kicked off this past week, only 38 firms reported. The game really gets under way next week, when we will get reports from 336 firms, including 99 members of the S&#38;P 500. Thus, by the end of the week we will have a very good idea of how the overall season will go. Not only will there be a lot of reports, but many of those we get will be very important ones. The table at the end of this report reads like a who’s who of American industry, including: Apple (AAPL), American Express (AXP), Bank of America (BAC), Citigroup (C), General Electric (GE), Goldman Sachs (GS), IBM (IBM), Intel (INTC) and McDonald’s (MCD). And that&#8217;s just the first half of the alphabet! ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2011/10/17/aapl-a-busy-week-ahead-earnings-preview/85152/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(SLM) SLM Corporation &#8211; Bull of the Day</title>
		<link>http://www.stockbloghub.com/2011/08/17/slm-slm-corporation-bull-of-the-day/81213</link>
		<comments>http://www.stockbloghub.com/2011/08/17/slm-slm-corporation-bull-of-the-day/81213#comments</comments>
		<pubDate>Wed, 17 Aug 2011 14:38:36 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=81213</guid>
		<description><![CDATA[We are upgrading our recommendation on SLM Corporation (SLM) to Outperform. Its second quarter 2011 core earnings beat the Zacks Consensus Estimate, on the back of an increase in student loan originations, improved credit quality as well as a decline in operating expenses. We believe that the company&#8217;s leading position in the student lending market, its cost curtailment initiatives and the federal student loan assets acquisition augur well. We believe that SLM&#8217;s diversifying efforts, coupled with an economic recovery &#8212; though at a sluggish pace &#8212; will bolster its earnings by expanding its private education loan business and reducing its loan loss provision expenses. Capital deployment efforts also boost investors&#8217; confidence in the stock. Our six-month target price of $16.00 equates with 8.7x our earnings estimate for 2011. Combined with ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2011/08/17/slm-slm-corporation-bull-of-the-day/81213/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(AAPL) 2011 Second Quarter Earnings Preview &#8211; Detailed</title>
		<link>http://www.stockbloghub.com/2011/07/18/aapl-2011-second-quarter-earnings-preview-detailed/79251</link>
		<comments>http://www.stockbloghub.com/2011/07/18/aapl-2011-second-quarter-earnings-preview-detailed/79251#comments</comments>
		<pubDate>Mon, 18 Jul 2011 21:09:50 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Personal Computers]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[8x8 Inc]]></category>
		<category><![CDATA[AAPL]]></category>
		<category><![CDATA[ABB]]></category>
		<category><![CDATA[ABB Limited]]></category>
		<category><![CDATA[Abbott Laboratories]]></category>
		<category><![CDATA[ABT]]></category>
		<category><![CDATA[Acacia Research Corporation]]></category>
		<category><![CDATA[Acme Packet Inc]]></category>
		<category><![CDATA[ACTG]]></category>
		<category><![CDATA[ADS]]></category>
		<category><![CDATA[Advanced Micro Devices Inc.]]></category>
		<category><![CDATA[AF]]></category>
		<category><![CDATA[Air Products & Chemicals Inc.]]></category>
		<category><![CDATA[Alaska Air Group Inc.]]></category>
		<category><![CDATA[ALB]]></category>
		<category><![CDATA[Albemarle Corporation]]></category>
		<category><![CDATA[Alexion Pharmaceuticals Inc]]></category>
		<category><![CDATA[ALK]]></category>
		<category><![CDATA[Alliance Data Systems Corporation]]></category>
		<category><![CDATA[Altera Corporation]]></category>
		<category><![CDATA[ALTR]]></category>
		<category><![CDATA[Altria Group Inc.]]></category>
		<category><![CDATA[ALV]]></category>
		<category><![CDATA[ALXN]]></category>
		<category><![CDATA[AMD]]></category>
		<category><![CDATA[American Express Company]]></category>
		<category><![CDATA[AmeriServ Financial Inc]]></category>
		<category><![CDATA[Amphenol Corporation]]></category>
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		<category><![CDATA[AMR Corporation]]></category>
		<category><![CDATA[AMSG]]></category>
		<category><![CDATA[AmSurg Corporation]]></category>
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		<category><![CDATA[AO Smith Corporation]]></category>
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		<category><![CDATA[APD]]></category>
		<category><![CDATA[APH]]></category>
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		<category><![CDATA[Apple Inc.]]></category>
		<category><![CDATA[AptarGroup Inc.]]></category>
		<category><![CDATA[ARB]]></category>
		<category><![CDATA[Arbitron Inc]]></category>
		<category><![CDATA[ASBC]]></category>
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		<category><![CDATA[Associated Banc-Corp]]></category>
		<category><![CDATA[Astoria Financial Corporation]]></category>
		<category><![CDATA[AT Cross Company]]></category>
		<category><![CDATA[AT&T Inc.]]></category>
		<category><![CDATA[Athenahealth Inc]]></category>
		<category><![CDATA[ATHN]]></category>
		<category><![CDATA[ATMI]]></category>
		<category><![CDATA[ATMI Inc.]]></category>
		<category><![CDATA[ATR]]></category>
		<category><![CDATA[ATX]]></category>
		<category><![CDATA[Autoliv Inc.]]></category>
		<category><![CDATA[AVID]]></category>
		<category><![CDATA[Avid Technology Inc]]></category>
		<category><![CDATA[AXP]]></category>
		<category><![CDATA[BAC]]></category>
		<category><![CDATA[Badger Meter Inc]]></category>
		<category><![CDATA[BancFirst Corporation]]></category>
		<category><![CDATA[Banco Latinoamericano de Exportaciones SA]]></category>
		<category><![CDATA[Bancorp Rhode Island Inc]]></category>
		<category><![CDATA[BANF]]></category>
		<category><![CDATA[Bank of America Corporation]]></category>
		<category><![CDATA[Banner Corporation]]></category>
		<category><![CDATA[BANR]]></category>
		<category><![CDATA[BARI]]></category>
		<category><![CDATA[BAS]]></category>
		<category><![CDATA[Basic Energy Services Inc.]]></category>
		<category><![CDATA[BAX]]></category>
		<category><![CDATA[Baxter International Inc]]></category>
		<category><![CDATA[BB & T Corporation]]></category>
		<category><![CDATA[BBT]]></category>
		<category><![CDATA[BJ's Restaurants Inc.]]></category>
		<category><![CDATA[BJRI]]></category>
		<category><![CDATA[BK]]></category>
		<category><![CDATA[BlackRock Inc.]]></category>
		<category><![CDATA[BLDR]]></category>
		<category><![CDATA[BLK]]></category>
		<category><![CDATA[BLX]]></category>
		<category><![CDATA[BMI]]></category>
		<category><![CDATA[BOOT]]></category>
		<category><![CDATA[Boston Scientific Corporation]]></category>
		<category><![CDATA[BPOP]]></category>
		<category><![CDATA[BRO]]></category>
		<category><![CDATA[Brown & Brown Inc.]]></category>
		<category><![CDATA[BSX]]></category>
		<category><![CDATA[BTU]]></category>
		<category><![CDATA[Builders FirstSource Inc]]></category>
		<category><![CDATA[BX]]></category>
		<category><![CDATA[CA]]></category>
		<category><![CDATA[Ca Technologies]]></category>
		<category><![CDATA[CAKE]]></category>
		<category><![CDATA[Cardinal Financial Corporation]]></category>
		<category><![CDATA[Cash America International Inc]]></category>
		<category><![CDATA[CAT]]></category>
		<category><![CDATA[Caterpillar Inc.]]></category>
		<category><![CDATA[Cathay General Bancorp]]></category>
		<category><![CDATA[CATY]]></category>
		<category><![CDATA[CB]]></category>
		<category><![CDATA[CBE]]></category>
		<category><![CDATA[CBI]]></category>
		<category><![CDATA[CCK]]></category>
		<category><![CDATA[CE]]></category>
		<category><![CDATA[Celanese Corporation]]></category>
		<category><![CDATA[Celestica Inc.]]></category>
		<category><![CDATA[Cemex S.A.B. de C.V.]]></category>
		<category><![CDATA[Central Valley Community Bancorp]]></category>
		<category><![CDATA[Cepheid]]></category>
		<category><![CDATA[CFNL]]></category>
		<category><![CDATA[Charles Schwab Corporation]]></category>
		<category><![CDATA[Check Point Software Technologies Limited]]></category>
		<category><![CDATA[Chicago Bridge & Iron Company N.V.]]></category>
		<category><![CDATA[Chipotle Mexican Grill Inc.]]></category>
		<category><![CDATA[CHKP]]></category>
		<category><![CDATA[Cintas Corporation]]></category>
		<category><![CDATA[Cirrus Logic Inc.]]></category>
		<category><![CDATA[City National Corporation]]></category>
		<category><![CDATA[CLB]]></category>
		<category><![CDATA[CLS]]></category>
		<category><![CDATA[CMA]]></category>
		<category><![CDATA[CMCO]]></category>
		<category><![CDATA[CMG]]></category>
		<category><![CDATA[CNS]]></category>
		<category><![CDATA[CoBiz Financial Inc]]></category>
		<category><![CDATA[COBZ]]></category>
		<category><![CDATA[Coca-Cola FEMSA S.A.B de CV]]></category>
		<category><![CDATA[Cohen & Steers Inc.]]></category>
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		<category><![CDATA[Cymer Inc.]]></category>
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		<category><![CDATA[FLEX]]></category>
		<category><![CDATA[Flextronics International Limited]]></category>
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		<category><![CDATA[Fomento Economico Mexicano S.a.b De C.v.]]></category>
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		<category><![CDATA[Home Bancshares Inc (Conway AR)]]></category>
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		<category><![CDATA[Honeywell International Inc.]]></category>
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		<category><![CDATA[ICU Medical Inc]]></category>
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		<category><![CDATA[IDEX Corporation]]></category>
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		<category><![CDATA[Insteel Industries Inc.]]></category>
		<category><![CDATA[INTC]]></category>
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		<category><![CDATA[Interactive Brokers Group Inc]]></category>
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		<category><![CDATA[Intuitive Surgical Inc]]></category>
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		<category><![CDATA[ITT Educational Services Inc.]]></category>
		<category><![CDATA[Ixia]]></category>
		<category><![CDATA[JAKK]]></category>
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		<category><![CDATA[Janus Capital Group Inc.]]></category>
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		<category><![CDATA[Johnson & Johnson]]></category>
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		<category><![CDATA[Kansas City Southern]]></category>
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		<category><![CDATA[KED]]></category>
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		<category><![CDATA[Kinder Morgan Energy Partners LP]]></category>
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		<category><![CDATA[KNL]]></category>
		<category><![CDATA[Knoll Inc.]]></category>
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		<category><![CDATA[KSU]]></category>
		<category><![CDATA[Laboratory Corporation of America Holdings]]></category>
		<category><![CDATA[Lacrosse Footwear Inc.]]></category>
		<category><![CDATA[Landstar System Inc.]]></category>
		<category><![CDATA[Lare Holdings Inc]]></category>
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		<category><![CDATA[Lattice Semiconductor Corporation]]></category>
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		<category><![CDATA[Life Time Fitness Inc.]]></category>
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		<category><![CDATA[LLY]]></category>
		<category><![CDATA[Lm Ericsson Telephone Company]]></category>
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		<category><![CDATA[Lufkin Industries Inc.]]></category>
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		<category><![CDATA[MAN]]></category>
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		<category><![CDATA[Manhattan Associates Inc.]]></category>
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		<category><![CDATA[Marten Transport Limited]]></category>
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		<category><![CDATA[Mb Financial Inc]]></category>
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		<category><![CDATA[MCD]]></category>
		<category><![CDATA[McDonald's Corporation]]></category>
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		<category><![CDATA[Meridian Bioscience Inc.]]></category>
		<category><![CDATA[Merit Medical Systems Inc]]></category>
		<category><![CDATA[Metrocorp Bancshares Inc.]]></category>
		<category><![CDATA[MGIC Investment Corporation]]></category>
		<category><![CDATA[MHS]]></category>
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		<category><![CDATA[Molina Healthcare Inc.]]></category>
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		<category><![CDATA[Monro Muffler Brake Inc.]]></category>
		<category><![CDATA[Morgan Stanley]]></category>
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		<category><![CDATA[Mosaic Company]]></category>
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		<category><![CDATA[Popular Inc]]></category>
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		<category><![CDATA[QUALCOMM Inc]]></category>
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		<category><![CDATA[Sherwin-Williams Company]]></category>
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		<category><![CDATA[Simmons First National Corporation]]></category>
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		<category><![CDATA[St. Jude Medical Inc]]></category>
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		<category><![CDATA[Stryker Corporation]]></category>
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		<category><![CDATA[SXT]]></category>
		<category><![CDATA[SY Bancorp Inc.]]></category>
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		<category><![CDATA[T]]></category>
		<category><![CDATA[Taubman Centers Inc.]]></category>
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		<category><![CDATA[Taylor Capital Group Inc]]></category>
		<category><![CDATA[TBBK]]></category>
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		<category><![CDATA[TCBI]]></category>
		<category><![CDATA[TCF Financial Corporation]]></category>
		<category><![CDATA[TCO]]></category>
		<category><![CDATA[TD AMERITRADE Holding Corporation]]></category>
		<category><![CDATA[TEL]]></category>
		<category><![CDATA[Temple-Inland Inc.]]></category>
		<category><![CDATA[Terex Corporation]]></category>
		<category><![CDATA[TESS]]></category>
		<category><![CDATA[TESSCO Technologies Inc.]]></category>
		<category><![CDATA[TEX]]></category>
		<category><![CDATA[Texas Capital BancShares Inc.]]></category>
		<category><![CDATA[Textron Inc.]]></category>
		<category><![CDATA[The Bancorp Inc]]></category>
		<category><![CDATA[The Bank of New York Mellon Corporation]]></category>
		<category><![CDATA[The Blackstone Group]]></category>
		<category><![CDATA[The Cheesecake Factory Incorporated]]></category>
		<category><![CDATA[The Chubb Corporation]]></category>
		<category><![CDATA[The Coca-Cola Company]]></category>
		<category><![CDATA[The New York Times Company]]></category>
		<category><![CDATA[The Travelers Companies Inc.]]></category>
		<category><![CDATA[Thomas & Betts Corporation]]></category>
		<category><![CDATA[TIN]]></category>
		<category><![CDATA[TNB]]></category>
		<category><![CDATA[Tractor Supply Company]]></category>
		<category><![CDATA[TRIB]]></category>
		<category><![CDATA[Trinity Biotech plc]]></category>
		<category><![CDATA[TRV]]></category>
		<category><![CDATA[TSCO]]></category>
		<category><![CDATA[TXT]]></category>
		<category><![CDATA[Tyco Electronics Limited]]></category>
		<category><![CDATA[UAL]]></category>
		<category><![CDATA[UBNK]]></category>
		<category><![CDATA[Ultratech Inc.]]></category>
		<category><![CDATA[UMPQ]]></category>
		<category><![CDATA[Umpqua Holdings Corporation]]></category>
		<category><![CDATA[UNH]]></category>
		<category><![CDATA[Union Pacific Corporation]]></category>
		<category><![CDATA[United Continental Holdings]]></category>
		<category><![CDATA[United Financial Bancorp]]></category>
		<category><![CDATA[United Rentals Inc]]></category>
		<category><![CDATA[United Technologies Corporation]]></category>
		<category><![CDATA[Unitedhealth Group Inc.]]></category>
		<category><![CDATA[UNP]]></category>
		<category><![CDATA[URI]]></category>
		<category><![CDATA[US Airways Group Inc.]]></category>
		<category><![CDATA[Us Bancorp]]></category>
		<category><![CDATA[USB]]></category>
		<category><![CDATA[UTEK]]></category>
		<category><![CDATA[UTX]]></category>
		<category><![CDATA[VCBI]]></category>
		<category><![CDATA[Verizon Communications Inc.]]></category>
		<category><![CDATA[VF Corporation]]></category>
		<category><![CDATA[VFC]]></category>
		<category><![CDATA[Virginia Commerce Bancorp Inc]]></category>
		<category><![CDATA[Vitran Corp Inc]]></category>
		<category><![CDATA[VIVO]]></category>
		<category><![CDATA[VMW]]></category>
		<category><![CDATA[VMware Inc.]]></category>
		<category><![CDATA[VTNC]]></category>
		<category><![CDATA[VZ]]></category>
		<category><![CDATA[W.W. Grainger Inc]]></category>
		<category><![CDATA[WABC]]></category>
		<category><![CDATA[WAL]]></category>
		<category><![CDATA[Waste Connections Inc.]]></category>
		<category><![CDATA[Watsco Inc.]]></category>
		<category><![CDATA[WCC]]></category>
		<category><![CDATA[WCN]]></category>
		<category><![CDATA[WDC]]></category>
		<category><![CDATA[Wells Fargo & Company]]></category>
		<category><![CDATA[WERN]]></category>
		<category><![CDATA[Werner Enterprises Inc.]]></category>
		<category><![CDATA[WESCO International Inc.]]></category>
		<category><![CDATA[Westamerica BanCorporation]]></category>
		<category><![CDATA[Westell Technologies Inc]]></category>
		<category><![CDATA[Western Alliance Bancorporation]]></category>
		<category><![CDATA[Western Digital Corporation]]></category>
		<category><![CDATA[Westwood Holdings Group Inc]]></category>
		<category><![CDATA[WFC]]></category>
		<category><![CDATA[WHG]]></category>
		<category><![CDATA[Whirlpool Corporation]]></category>
		<category><![CDATA[WHR]]></category>
		<category><![CDATA[Wipro Limited]]></category>
		<category><![CDATA[WIT]]></category>
		<category><![CDATA[WNI]]></category>
		<category><![CDATA[WNS]]></category>
		<category><![CDATA[WNS (Holdings) Limited]]></category>
		<category><![CDATA[WSO]]></category>
		<category><![CDATA[WSTL]]></category>
		<category><![CDATA[WYNN]]></category>
		<category><![CDATA[Wynn Resorts Limited]]></category>
		<category><![CDATA[Xerox Corporation]]></category>
		<category><![CDATA[Xilinx Inc.]]></category>
		<category><![CDATA[XLNX]]></category>
		<category><![CDATA[XRX]]></category>
		<category><![CDATA[XXIA]]></category>
		<category><![CDATA[Yahoo! Inc.]]></category>
		<category><![CDATA[YHOO]]></category>
		<category><![CDATA[ZION]]></category>
		<category><![CDATA[Zions BanCorporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=79251</guid>
		<description><![CDATA[Earnings Preview 7/15/11 Second quarter earnings season is now under way, but things really start to move into high gear next week. There will be 348 firms reporting, and 108 of those are in the S&#38;P 500. By next Friday we should have a very good handle on how the overall earnings season will go. The firms reporting this week are sort of like a who&#8217;s who of U.S. industry including: Apple (AAPL), American Express (AXP), Bank of America (BAC), Caterpillar (CAT), General Electric (GE), International Business Machines (IBM), Intel (INTC), McDonald&#8217;s (MCD), Schlumberger (SLB) and Verizon (VZ). That is an interesting cross section of U.S. business. We have a relatively light economic data calendar, so earnings should be front and center, along with the sovereign debt situations on both ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2011/07/18/aapl-2011-second-quarter-earnings-preview-detailed/79251/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(COF) The Cheap &#8220;Ones&#8221; &#8211; Finding Value Stocks</title>
		<link>http://www.stockbloghub.com/2011/06/22/cof-the-cheap-ones-finding-value-stocks/76877</link>
		<comments>http://www.stockbloghub.com/2011/06/22/cof-the-cheap-ones-finding-value-stocks/76877#comments</comments>
		<pubDate>Wed, 22 Jun 2011 17:14:15 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[ASM International NV]]></category>
		<category><![CDATA[ASMI]]></category>
		<category><![CDATA[AVX]]></category>
		<category><![CDATA[AVX Corporation]]></category>
		<category><![CDATA[Capital One Financial Corporation]]></category>
		<category><![CDATA[COF]]></category>
		<category><![CDATA[Domtar Corporation]]></category>
		<category><![CDATA[FDP]]></category>
		<category><![CDATA[Fresh Del Monte Produce Inc.]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>
		<category><![CDATA[UFS]]></category>
		<category><![CDATA[VIV]]></category>
		<category><![CDATA[Vivo Participacoes S.A.]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=76877</guid>
		<description><![CDATA[Firms for which the market’s expectations of the future are low tend to be very cheap statistically. There is a very large body of research that suggests that over time you do much better buying cheap firms than expensive ones, even if the expensive ones seem to have the hot products and the buzz around them. However, you can also get stuck in a “value trap” &#8212; a stock that is cheap for a reason and simply sits at low multiples for long periods of time without much improvement in the underlying metrics (the multiple of what). The key is to try to find cheap stocks where the underlying fundamentals are improving. Then not only do you enjoy the underlying growth, but you also tend to get a multiple expansion. ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2011/06/22/cof-the-cheap-ones-finding-value-stocks/76877/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(DFS) Discover Financial Services Beats Analyst Estimates</title>
		<link>http://www.stockbloghub.com/2010/12/17/dfs-discover-financial-services-beats-analyst-estimates/62566</link>
		<comments>http://www.stockbloghub.com/2010/12/17/dfs-discover-financial-services-beats-analyst-estimates/62566#comments</comments>
		<pubDate>Fri, 17 Dec 2010 23:14:14 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[C]]></category>
		<category><![CDATA[Citigroup Inc.]]></category>
		<category><![CDATA[DFS]]></category>
		<category><![CDATA[Discover Financial Services]]></category>
		<category><![CDATA[MA]]></category>
		<category><![CDATA[Mastercard Incorporated]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>
		<category><![CDATA[V]]></category>
		<category><![CDATA[Visa Inc]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=62566</guid>
		<description><![CDATA[Discover Financial Services (DFS) reported a fiscal fourth quarter earnings of $346.5 million or 64 cents per share, well ahead of the Zacks Consensus Estimate of 42 cents. The prior-year quarter posted a net loss of $77.9 million or 14 cents per share, excluding an after-tax gain of approximately $285 million related to the settlement of an antitrust litigation with Visa Inc. (V) and MasterCard Inc. (MA). Discover also posted net income of $765 million in the fiscal 2010, as against the $1.3 billion in the prior year, which included an after-tax gain of $1.2 billion related to the Visa/MasterCard antitrust litigation settlement. The surge in profits was due to significant improvements in the credit quality, as well as gains from the payments business driven by strong volumes. However, these ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/12/17/dfs-discover-financial-services-beats-analyst-estimates/62566/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(SLM) Sallie Mae Earnings Report Beats Estimates</title>
		<link>http://www.stockbloghub.com/2010/11/17/slm-sallie-mae-earnings-report-beats-estimates/55927</link>
		<comments>http://www.stockbloghub.com/2010/11/17/slm-sallie-mae-earnings-report-beats-estimates/55927#comments</comments>
		<pubDate>Thu, 18 Nov 2010 04:57:38 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[C]]></category>
		<category><![CDATA[Citigroup Inc.]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>
		<category><![CDATA[STU]]></category>
		<category><![CDATA[Student Loan Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=55927</guid>
		<description><![CDATA[SLM Corp. (SLM), commonly known as Sallie Mae, reported third quarter core earnings of $189 million or 35 cents per share, ahead of the Zacks Consensus Estimate of 27 cents. The results compare favorably with the prior-year quarter’s core earnings of $164 million or 26 cents per share. The better-than-expected results were primarily driven by higher interest income on its student loans. However, on a GAAP basis, Sallie Mae reported a quarterly net loss of $495 million or $1.06 per share, compared with a net income of $159 million or 25 cents per share in the year-ago quarter. The quarterly loss reflected a $660 million goodwill and intangible asset pre-tax impairment charges and a $183 million unrealized, mark-to-market, pre-tax loss on certain derivative contracts. Behind the Headline Numbers After provisions ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/11/17/slm-sallie-mae-earnings-report-beats-estimates/55927/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(C) Citigroup Quits Private Student Loan Business</title>
		<link>http://www.stockbloghub.com/2010/09/20/c-citigroup-quits-private-student-loan-business/52225</link>
		<comments>http://www.stockbloghub.com/2010/09/20/c-citigroup-quits-private-student-loan-business/52225#comments</comments>
		<pubDate>Tue, 21 Sep 2010 05:04:52 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Money Center Banks]]></category>
		<category><![CDATA[C]]></category>
		<category><![CDATA[Citigroup Inc.]]></category>
		<category><![CDATA[DFS]]></category>
		<category><![CDATA[Discover Financial Services]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>
		<category><![CDATA[STU]]></category>
		<category><![CDATA[Student Loan Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=52225</guid>
		<description><![CDATA[Citigroup Inc. (C) has decided to exit its private student loan business. Its indirect subsidiary, Student Loan Corporation (STU) has signed definitive agreements with Discover Financial Services (DFS) and SLM Corporation or Sallie Mae (SLM) for divesting its business through a string of transactions. Citi has an 80% ownership in Student Loan Corp., and the rest is owned by public shareholders. Deal Details Discover would acquire Student Loan Corp. and its $4 billon of its private student loans, while Sallie Mae will acquire $28 billion of securitized federal student loans and related assets from Student Loan Corp. Citi itself would also acquire certain federal and private student loans and other assets totaling $8.7 billion from Student Loan Corp. Additionally, $4.7 billion in Federal Family Education Loan Program (FFELP) loans would ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/09/20/c-citigroup-quits-private-student-loan-business/52225/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(DFS) Discover Financial Services&#8217; Earnings Beat Consensus Estimates</title>
		<link>http://www.stockbloghub.com/2010/09/20/dfs-discover-financial-services-earnings-beat-consensus-estimates/52207</link>
		<comments>http://www.stockbloghub.com/2010/09/20/dfs-discover-financial-services-earnings-beat-consensus-estimates/52207#comments</comments>
		<pubDate>Mon, 20 Sep 2010 20:53:01 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[C]]></category>
		<category><![CDATA[Citigroup Inc.]]></category>
		<category><![CDATA[DFS]]></category>
		<category><![CDATA[Discover Financial Services]]></category>
		<category><![CDATA[MA]]></category>
		<category><![CDATA[Mastercard Incorporated]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>
		<category><![CDATA[V]]></category>
		<category><![CDATA[Visa Inc]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=52207</guid>
		<description><![CDATA[Discover Financial Services (DFS) reported a fiscal third quarter earnings of $261 million or 47 cents per share, well ahead of the Zacks Consensus Estimate of 35 cents. However, results dipped about 55% from the net income of $577 million or $1.07 per share in the year-ago quarter. This included an after-tax gain of approximately $287 million related to the settlement of an antitrust litigation with Visa Inc. (V) and MasterCard Inc. (MA). The surge in profits was due to a significant rise in the use of credit cards with reduced defaults, improved credit quality, as well as gains from the payments business driven by strong volumes. However, these were partially offset by higher-than-expected expenses, primarily on higher interest expenses and tax rate. Discover’s deposit balances originating from direct-to-consumer and ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/09/20/dfs-discover-financial-services-earnings-beat-consensus-estimates/52207/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(SLM) Sallie Mae Analyst Downgrades Stock to Neutral</title>
		<link>http://www.stockbloghub.com/2010/05/31/slm-sallie-mae-analyst-downgrades-stock-to-neutral/38904</link>
		<comments>http://www.stockbloghub.com/2010/05/31/slm-sallie-mae-analyst-downgrades-stock-to-neutral/38904#comments</comments>
		<pubDate>Tue, 01 Jun 2010 03:36:45 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=38904</guid>
		<description><![CDATA[We are downgrading our recommendation on SLM Corporation (SLM) to Neutral. The company, commonly known as Sallie Mae, reported first quarter core earnings of 39 cents per share, ahead of the Zacks Consensus Estimate of 29 cents, on the back of higher revenues from interest income. It also reported a significant increase in federal loan origination. However, the recent legislation forbidding private sector companies from making new federal student loans after June 30 remains a serious concern. This legislation puts an end to the Federal Family Education Loan Program (FFELP) and would severely impact student lenders such as Sallie Mae, whose traditional role would change and whose loan portfolio would become heavily skewed toward higher-risk private student loans. The company is currently undergoing a significant restructuring of its operations to ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/05/31/slm-sallie-mae-analyst-downgrades-stock-to-neutral/38904/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(SLM) SLM Corporation Sells Killeen, Texas Service Center</title>
		<link>http://www.stockbloghub.com/2010/05/20/slm-slm-corporation-sells-killeen-texas-service-center/37729</link>
		<comments>http://www.stockbloghub.com/2010/05/20/slm-slm-corporation-sells-killeen-texas-service-center/37729#comments</comments>
		<pubDate>Thu, 20 May 2010 21:01:14 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Nelnet Inc.]]></category>
		<category><![CDATA[NNI]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=37729</guid>
		<description><![CDATA[Student lender SLM Corporation (SLM), which is commonly known as Sallie Mae, has agreed to sell Customer Service Center in Killeen, Texas to Aegis Ltd, which is a part of Essar Group, the Indian conglomerate. As a part of this deal, 350 customer service representatives and staff members of Sallie Mae will be transferred to Aegis. The other terms of the deal were not disclosed. This agreement is effective June 4, 2010. The deal was struck as a restructuring effort following the recent legislative changes. Effective from July, Sallie Mae would not be able to originate federal student loans as a result of the signing of the student loan reform legislation by the President in March, which forbids private sector companies from making new federal student loans after June 30, ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/05/20/slm-slm-corporation-sells-killeen-texas-service-center/37729/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(SLM) Major Changes as U.S. Student Loan Overhaul Approved</title>
		<link>http://www.stockbloghub.com/2010/03/29/slm-major-changes-as-u-s-student-loan-overhaul-approved/32180</link>
		<comments>http://www.stockbloghub.com/2010/03/29/slm-major-changes-as-u-s-student-loan-overhaul-approved/32180#comments</comments>
		<pubDate>Mon, 29 Mar 2010 20:55:54 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Nelnet Inc.]]></category>
		<category><![CDATA[NNI]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=32180</guid>
		<description><![CDATA[Last week, both the House and the Senate passed a bill to overhaul the student loan program, ending the Federal Family Education Loan Program (FFELP) that provided federal subsidies to private lenders. As a result of this, federally guaranteed student loans would be originated under the Direct Loan Program run by the U.S. Department of Education. It would eliminate the role of private lenders such as SLM Corp. (SLM), aka Sallie Mae, and Nelnet Inc. (NNI) in originating federal student loans under FFELP effective July 1, 2010. However, both Sallie Mae and Nelnet are expected to play a major role as participants in the Department of Education’s servicing contract, under which they will service and collect government guaranteed loans. Though this would allow some of the private lenders to remain ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/03/29/slm-major-changes-as-u-s-student-loan-overhaul-approved/32180/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(SLM) Sallie Mae Reports Profits But Misses Consensus Expectations</title>
		<link>http://www.stockbloghub.com/2010/01/21/slm-sallie-mae-reports-profits-but-misses-consensus-expectations/25609</link>
		<comments>http://www.stockbloghub.com/2010/01/21/slm-sallie-mae-reports-profits-but-misses-consensus-expectations/25609#comments</comments>
		<pubDate>Thu, 21 Jan 2010 19:33:31 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=25609</guid>
		<description><![CDATA[SLM Corporation (SLM), commonly known as Sallie Mae, reported fourth quarter core earnings of $249 million or 41 cents per share and just missed the Zacks Consensus Estimate of 44 cents. However, the results were significantly up from the prior-year quarter when the company had earned $65 million or 8 cents. Results reflected higher revenues from interest income and fee income, besides lower provisions. For fiscal 2009, Sallie Mae reported core earnings of $597 million or 96 cents per share, up from $526 million or 89 cents in 2008. Quarterly results included a $98 million loss from the sale of the company&#8217;s mortgage purchased paper business, a $34 million charge against its purchased consumer receivables, and a $33 million charge for early conversion of a portion of the company&#8217;s series ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/01/21/slm-sallie-mae-reports-profits-but-misses-consensus-expectations/25609/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(NNI) Nelnet&#8217;s CUnet to Buy Sparkroom</title>
		<link>http://www.stockbloghub.com/2010/01/12/nni-nelnets-cunet-to-buy-sparkroom/24812</link>
		<comments>http://www.stockbloghub.com/2010/01/12/nni-nelnets-cunet-to-buy-sparkroom/24812#comments</comments>
		<pubDate>Wed, 13 Jan 2010 06:03:35 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[COCO]]></category>
		<category><![CDATA[Corinthian Colleges Inc.]]></category>
		<category><![CDATA[ESI]]></category>
		<category><![CDATA[ITT Educational Services Inc.]]></category>
		<category><![CDATA[Nelnet Inc.]]></category>
		<category><![CDATA[NNI]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>
		<category><![CDATA[STI]]></category>
		<category><![CDATA[STU]]></category>
		<category><![CDATA[Student Loan Corporation]]></category>
		<category><![CDATA[SunTrust Banks Inc.]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=24812</guid>
		<description><![CDATA[CUnet, a subsidiary of Nelnet Inc.’s (NNI), announced yesterday that it has agreed to acquire Sparkroom, a provider of enrollment marketing automation and lead performance management solutions. The transaction is expected to close on Feb. 1, 2010. Terms of the deal were not disclosed. Sparkroom co-founders Jamie McDonald and Jamie Shulman will remain with the company and will continue to lead Sparkroom and its associates from Toronto. The Nelnet subsidiary provides online performance media and interactive marketing services, which drives qualified student enquiries and enrollments for the higher education industry. Sparkroom&#8217;s Lead Performance Management product suite offers comprehensive technology tools to education marketers. The acquisition will help in offering an industry-leading mix of marketing services and technology solutions for educational institutions from a single provider. This acquisition is a strategic ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/01/12/nni-nelnets-cunet-to-buy-sparkroom/24812/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(SLM) SLM Corporation (Sallie Mae) &#8211; Bull of the Day</title>
		<link>http://www.stockbloghub.com/2010/01/06/slm-slm-corporation-sallie-mae-bull-of-the-day/24260</link>
		<comments>http://www.stockbloghub.com/2010/01/06/slm-slm-corporation-sallie-mae-bull-of-the-day/24260#comments</comments>
		<pubDate>Wed, 06 Jan 2010 17:31:43 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=24260</guid>
		<description><![CDATA[We are upgrading our recommendation on the shares of SLM Corporation, or Sallie Mae (SLM) to Outperform. The company&#8217;s third quarter earnings were well ahead of the Zacks Consensus Estimate, driven by an increase in loan originations and improvements in the credit markets. However, loan loss provisions were high. The company&#8217;s leading position in the student lending market and its sturdy cost structure provides it an edge over its peers, given the expected growth rate of the college-age population. Its business is less prone to interest rate volatility than many other financial institutions. However, in the near future, the company could face uncertainty over the enactment of the legislation concerning eliminating private lenders from the student loan market. Additionally, the stressed economic conditions and credit market challenges are expected to ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/01/06/slm-slm-corporation-sallie-mae-bull-of-the-day/24260/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>(SLM) SLM Corporation &#8220;Sallie Mae&#8221; Upped to Outperform</title>
		<link>http://www.stockbloghub.com/2010/01/05/slm-slm-corporation-sallie-mae-upped-to-outperform/24212</link>
		<comments>http://www.stockbloghub.com/2010/01/05/slm-slm-corporation-sallie-mae-upped-to-outperform/24212#comments</comments>
		<pubDate>Tue, 05 Jan 2010 22:47:13 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=24212</guid>
		<description><![CDATA[We are upgrading our recommendation on the shares of SLM Corporation (SLM) to Outperform. Based in Reston, Virginia and commonly known as Sallie Mae, SLM Corporation is the nation’s market leader in education finance. The company manages student loans of roughly 10 million customers. Sallie Mae’s third quarter earnings of 26 cents per share were well ahead of Zacks Consensus Estimate, driven by an increase in loan originations and an improvement in credit markets. However, loan loss provisions were high. Sallie Mae’s leading position in the student lending market and its sturdy cost structure provide it with an edge over its peers, given the expected growth rate of the college-age population. Its business is less prone to interest rate volatility than many other financial institutions. With a target to reduce ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/01/05/slm-slm-corporation-sallie-mae-upped-to-outperform/24212/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>(COF) Capital One Financial Corp Default Rates Increase Risk</title>
		<link>http://www.stockbloghub.com/2009/12/17/cof-capital-one-financial-corp-default-rates-increase-risk/23153</link>
		<comments>http://www.stockbloghub.com/2009/12/17/cof-capital-one-financial-corp-default-rates-increase-risk/23153#comments</comments>
		<pubDate>Fri, 18 Dec 2009 01:02:03 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[BAC]]></category>
		<category><![CDATA[Bank of America Corporation]]></category>
		<category><![CDATA[Capital One Financial Corporation]]></category>
		<category><![CDATA[COF]]></category>
		<category><![CDATA[DFS]]></category>
		<category><![CDATA[Discover Financial Services]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=23153</guid>
		<description><![CDATA[On Tuesday, the third-largest issuer of Visa credit cards, Capital One Financial Corp. (COF) stated a rise in its net annual charge-off rate to 9.60% in Nov 2009 from 9.04% in Oct 2009. The statement came as a Securities and Exchange Commission (SEC) filing, thereby signifying its continuous credit card quality deterioration and payment failures. The charge-off rate is the percentage of default loans compared to total loans of the company. Additionally, the rate for loans at least 30 days delinquent rose significantly to 5.87% in Nov 2009 from 5.72% in Oct 2009. Although the charge-off rate in the auto-loan segment of the company fell from 4.32% in Oct to 3.67% in Nov 2009, the delinquency rate ascended to 9.57% from 9.30% in Nov 2009. However, the non-U.S. position appeared ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2009/12/17/cof-capital-one-financial-corp-default-rates-increase-risk/23153/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(SLM) SLM Corporation (Sallie Mae) Beats Earnings Estimate</title>
		<link>http://www.stockbloghub.com/2009/10/21/slm-slm-corporation-sallie-mae-beats-earnings-estimate/18368</link>
		<comments>http://www.stockbloghub.com/2009/10/21/slm-slm-corporation-sallie-mae-beats-earnings-estimate/18368#comments</comments>
		<pubDate>Wed, 21 Oct 2009 22:48:25 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[COCO]]></category>
		<category><![CDATA[Corinthian Colleges Inc.]]></category>
		<category><![CDATA[ESI]]></category>
		<category><![CDATA[ITT Educational Services Inc.]]></category>
		<category><![CDATA[Nelnet Inc.]]></category>
		<category><![CDATA[NNI]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>
		<category><![CDATA[STI]]></category>
		<category><![CDATA[STU]]></category>
		<category><![CDATA[Student Loan Corporation]]></category>
		<category><![CDATA[SunTrust Banks Inc.]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=18368</guid>
		<description><![CDATA[SLM Corporation (SLM) or commonly know as Sallie Mae, reported third quarter core earnings of $164 million or 26 cents per share. Results were well ahead of the Zacks Consensus Estimate of 8 cents per share. The company had earned 19 cents in the year-ago period. Results reflected improvements in the credit market and an increase in loan originations. However, loan loss provisions remain high. Quarterly results included a gain of $74 million on the repurchase of debt and a $55 million accounting adjustment to reflect slower loan prepayments. Sallie Mae posted a net income attributable to common stock of $116.5 million, or 25 cents per share, compared with a loss of $186 million, or 40 cents, in the year-ago period. Core earnings return on assets was 0.31%, up 6 ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(SLM) Will Moody&#8217;s Downgrade Sallie Mae?</title>
		<link>http://www.stockbloghub.com/2009/08/28/slm-will-moodys-downgrade-sallie-mae/13793</link>
		<comments>http://www.stockbloghub.com/2009/08/28/slm-will-moodys-downgrade-sallie-mae/13793#comments</comments>
		<pubDate>Fri, 28 Aug 2009 23:22:35 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=13793</guid>
		<description><![CDATA[Moody&#8217;s Investors Service said on Thursday that is thinking about downgrading the long-term ratings of the nation&#8217;s biggest student lender, SLM Corp. or Sallie Mae (SLM). Previously, on May 13, Moody&#8217;s cut Sallie Mae&#8217;s ratings to junk, prompting the student loan provider to call the action &#8220;premature&#8221;. The expected action by the rating agency would affect Sallie Mae&#8217;s long-term Ba1 (non-investment grade) rating. The agency is considering a possible downgrade as Sallie Mae faces significant uncertainties related to the political and consumer lending environment for student lenders. According to Moody’s, these issues could challenge the company&#8217;s liquidity and funding position as it nears large unsecured debt maturities in 2010 and particularly in 2011. The agency also cited that cash flow generation is taking on greater importance in the lender&#8217;s credit ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(OCN) U.S. Banks &#8211; Industry Outlook</title>
		<link>http://www.stockbloghub.com/2009/07/14/ocn-us-banks-industry-outlook-2/9927</link>
		<comments>http://www.stockbloghub.com/2009/07/14/ocn-us-banks-industry-outlook-2/9927#comments</comments>
		<pubDate>Tue, 14 Jul 2009 14:31:10 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Savings & Loans]]></category>
		<category><![CDATA[FRE]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[KEY]]></category>
		<category><![CDATA[KeyCorp]]></category>
		<category><![CDATA[OCN]]></category>
		<category><![CDATA[Ocwen Financial Corporation]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>
		<category><![CDATA[Wilmington Trust Corporation]]></category>
		<category><![CDATA[WL]]></category>
		<category><![CDATA[ZION]]></category>
		<category><![CDATA[Zions Bancorp]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=9927</guid>
		<description><![CDATA[We think that the worst of the credit crisis is now probably behind us, but the banking system is not yet out of the woods &#8212; there are still many significant challenges ahead. The banks are now able to tap the debt markets without FDICs support and also access the equity markets as the investor confidence returns in the stronger banks. Many banks have already repaid the TARP funds to the Treasury. While the bigger banks benefited greatly from the various programs launched by the Federal Reserve, the Treasury and the FDIC and are now in a much better shape, many smaller banks are still in a very weak financial state and the FDICs list of problem banks continues to grow. Further, the Government efforts have not succeeded in restoring ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2009/07/14/ocn-us-banks-industry-outlook-2/9927/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(OCN) U.S. Banks &#8211; Industry Outlook</title>
		<link>http://www.stockbloghub.com/2009/06/16/ocn-us-banks-industry-outlook/8348</link>
		<comments>http://www.stockbloghub.com/2009/06/16/ocn-us-banks-industry-outlook/8348#comments</comments>
		<pubDate>Tue, 16 Jun 2009 22:48:22 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Savings & Loans]]></category>
		<category><![CDATA[FRE]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[KEY]]></category>
		<category><![CDATA[KeyCorp]]></category>
		<category><![CDATA[OCN]]></category>
		<category><![CDATA[Ocwen Financial Corporation]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[Slm Corporation]]></category>
		<category><![CDATA[Wilmington Trust Corporation]]></category>
		<category><![CDATA[WL]]></category>
		<category><![CDATA[ZION]]></category>
		<category><![CDATA[Zions Bancorp]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=8348</guid>
		<description><![CDATA[The worst of the credit crisis is now probably behind us, but the banking system is not yet out of the woods, as there are still many significant challenges ahead. Ten of the nation&#8217;s largest banks have received the Treasury approval for TARP repayment, as they are now able to tap the debt markets without FDIC&#8217;s support and also access the equity markets as the investor confidence returns in the stronger banks. While the bigger banks have benefited a lot from the various programs launched by the Federal Reserve, the Treasury and the FDIC, and are now in a much better shape, many smaller banks are still in a very weak financial state, and the FDIC&#8217;s list of problem banks continues to grow. Further, government efforts have not succeeded in ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2009/06/16/ocn-us-banks-industry-outlook/8348/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

