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	<title>Stock Blog Hub &#187; Merchants Bancshares Inc</title>
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		<title>(MS) U.S. Banks Stock Update &#8211; August 2010 &#8211; Industry Outlook</title>
		<link>http://www.stockbloghub.com/2010/08/20/ms-u-s-banks-stock-update-august-2010-industry-outlook/48603</link>
		<comments>http://www.stockbloghub.com/2010/08/20/ms-u-s-banks-stock-update-august-2010-industry-outlook/48603#comments</comments>
		<pubDate>Fri, 20 Aug 2010 15:55:41 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Diversified Investments]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[AIG]]></category>
		<category><![CDATA[American International Group Inc]]></category>
		<category><![CDATA[AROW]]></category>
		<category><![CDATA[Arrow Financial Corporation]]></category>
		<category><![CDATA[BAC]]></category>
		<category><![CDATA[BancFirst Corporation]]></category>
		<category><![CDATA[Bancorp Rhode Island Inc]]></category>
		<category><![CDATA[BANF]]></category>
		<category><![CDATA[Bank of America Corporation]]></category>
		<category><![CDATA[Bank of Marin Bancorp]]></category>
		<category><![CDATA[BARI]]></category>
		<category><![CDATA[BMRC]]></category>
		<category><![CDATA[BMTC]]></category>
		<category><![CDATA[Bryn Mawr Bank Corporation]]></category>
		<category><![CDATA[C]]></category>
		<category><![CDATA[CBSH]]></category>
		<category><![CDATA[CBU]]></category>
		<category><![CDATA[Chemical Financial Corporation]]></category>
		<category><![CDATA[CHFC]]></category>
		<category><![CDATA[Citigroup Inc.]]></category>
		<category><![CDATA[Commerce Bancshares Inc.]]></category>
		<category><![CDATA[Community Bank System Inc]]></category>
		<category><![CDATA[EBTX]]></category>
		<category><![CDATA[Encore Bancshares Inc]]></category>
		<category><![CDATA[Financial Institutions Inc]]></category>
		<category><![CDATA[FISI]]></category>
		<category><![CDATA[FMCC]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Goldman Sachs Group]]></category>
		<category><![CDATA[GS]]></category>
		<category><![CDATA[HBNC]]></category>
		<category><![CDATA[Horizon BanCorporation]]></category>
		<category><![CDATA[JPM]]></category>
		<category><![CDATA[JPMorgan Chase & Company]]></category>
		<category><![CDATA[KEY]]></category>
		<category><![CDATA[KeyCorp]]></category>
		<category><![CDATA[Macatawa Bank Corporation]]></category>
		<category><![CDATA[MBVT]]></category>
		<category><![CDATA[MCBC]]></category>
		<category><![CDATA[Merchants Bancshares Inc]]></category>
		<category><![CDATA[MidWest One Financial Group Inc]]></category>
		<category><![CDATA[MOFG]]></category>
		<category><![CDATA[Morgan Stanley]]></category>
		<category><![CDATA[MS]]></category>
		<category><![CDATA[NAL]]></category>
		<category><![CDATA[New Alliance Bancshares Inc]]></category>
		<category><![CDATA[Northrim Bancorp Inc]]></category>
		<category><![CDATA[NRIM]]></category>
		<category><![CDATA[OKSB]]></category>
		<category><![CDATA[ORIT]]></category>
		<category><![CDATA[Oritani Financial Corporation]]></category>
		<category><![CDATA[PNBC]]></category>
		<category><![CDATA[PrInceton National Bancorp Inc]]></category>
		<category><![CDATA[Southwest Bancorp Inc]]></category>
		<category><![CDATA[TAYC]]></category>
		<category><![CDATA[Taylor Capital Group Inc]]></category>
		<category><![CDATA[TBBK]]></category>
		<category><![CDATA[The Bancorp Inc]]></category>
		<category><![CDATA[Wells Fargo & Company]]></category>
		<category><![CDATA[WFC]]></category>
		<category><![CDATA[Wilmington Trust Corporation]]></category>
		<category><![CDATA[WL]]></category>
		<category><![CDATA[ZION]]></category>
		<category><![CDATA[Zions BanCorporation]]></category>

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		<description><![CDATA[Although a major recovery in the asset markets has been witnessed in recent quarters, the outlook for the U.S. banking industry remains in question due to several negatives Incorporatedluding asset-quality troubles, the continuation of both residential and commercial real estate loan defaults and the impact of tighter regulations of the new financial reform law. After enduring extraordinary shocks in 2008, U.S. banks entered an exceptional state of turmoil in 2009. Starting as a credit issue in the subprime segment of the mortgage market, the situation affected the entire financial services industry, in all corners of the globe. In other words, the financial crisis ultimately morphed into a massive economic crisis, which has had major ramifications across the entire world. Although the banking industry is still grappling with liquidity and confidence ]]></description>
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