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	<title>Stock Blog Hub &#187; FIF</title>
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		<title>(FIF) Financial Federal Corporation Upgraded by Analysts</title>
		<link>http://www.stockbloghub.com/2010/01/06/fif-financial-federal-corporation-upgraded-by-analysts/24277</link>
		<comments>http://www.stockbloghub.com/2010/01/06/fif-financial-federal-corporation-upgraded-by-analysts/24277#comments</comments>
		<pubDate>Wed, 06 Jan 2010 17:27:21 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[FIF]]></category>
		<category><![CDATA[Financial Federal Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=24277</guid>
		<description><![CDATA[We are upgrading our recommendation on the shares of Financial Federal Corp. (FIF) to Neutral as we think that the shares of the company are currently trading at a price almost near the agreement value with People&#8217;s United. On Nov 22, 2009, Financial Federal entered into a merger agreement with People&#8217;s United Financial Inc. The transaction is expected to close in the third quarter of fiscal 2010. Under the terms of the merger, Financial Federal shareholders will receive $11.27 in cash and one share of People&#8217;s United common stock. Calculated with the closing price of People&#8217;s United shares on Nov 20, the transaction is valued at $27.74 per Financial Federal share. As a result, the shareholders of Financial Federal will receive a slight premium on the Nov 20 closing price. ]]></description>
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		<title>(FIF) Financial Federal Corporation Downgraded</title>
		<link>http://www.stockbloghub.com/2009/11/29/fif-financial-federal-corporation-downgraded/21442</link>
		<comments>http://www.stockbloghub.com/2009/11/29/fif-financial-federal-corporation-downgraded/21442#comments</comments>
		<pubDate>Mon, 30 Nov 2009 04:42:28 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Credit Services]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[FIF]]></category>
		<category><![CDATA[Financial Federal Corporation]]></category>
		<category><![CDATA[PBCT]]></category>
		<category><![CDATA[Peoples United Financial Inc]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=21442</guid>
		<description><![CDATA[We are downgrading our recommendation on the shares of Financial Federal Corp. (FIF) to Underperform as we think that negative factors for the company will more than offset the positives over the near term. Financial Federal’s fourth quarter fiscal 2009 (ended Jul 31) earnings of 35 cents per share came in two cents short of the Zacks Consensus Estimate. The earnings for the quarter were also down 29% from 49 cents in the prior-year quarter. Though the company has benefited from lower funding costs and improved net interest margin, originations have continued to weaken, given the current state of the economy. Results were also negatively impacted by higher provision for credit losses and increased expenses. However, a significant improvement in net interest margin and strong liquidity were impressive during the ]]></description>
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		<item>
		<title>(PBCT) People&#8217;s United Financial&#8217;s United Eyes Acquisition</title>
		<link>http://www.stockbloghub.com/2009/11/25/pbct-peoples-united-financials-united-eyes-acquisition/21235</link>
		<comments>http://www.stockbloghub.com/2009/11/25/pbct-peoples-united-financials-united-eyes-acquisition/21235#comments</comments>
		<pubDate>Wed, 25 Nov 2009 18:31:29 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Savings & Loans]]></category>
		<category><![CDATA[FIF]]></category>
		<category><![CDATA[Financial Federal Corporation]]></category>
		<category><![CDATA[Morgan Stanley]]></category>
		<category><![CDATA[MS]]></category>
		<category><![CDATA[PBCT]]></category>
		<category><![CDATA[Peoples United Financial Inc]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=21235</guid>
		<description><![CDATA[People&#8217;s United Financial Inc. (PBCT) said on Monday that it is eyeing the acquisition of Financial Federal Corporation (FIF) for about $738 million in stock and cash. People&#8217;s United, the holding company for People&#8217;s United Bank, expects the acquisition to be completed in the first quarter of 2010. This acquisition is expected to be significantly accretive to People&#8217;s United’s operating earnings in 2010 without diluting its capital ratios and have an IRR greater than 20%. Under the terms of the acquisition, Financial Federal shareholders will receive $11.27 in cash and one share of People&#8217;s United common stock. Calculated with the closing price of People&#8217;s United shares on Nov 20, the transaction is valued at $27.74 per Financial Federal share. The receipt of People&#8217;s United stock by shareholders of Financial Federal ]]></description>
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		<title>(FIF) Financial Federal Corporation Misses Consensus Estimates Slightly</title>
		<link>http://www.stockbloghub.com/2009/09/23/fif-financial-federal-corporation-misses-consensus-estimates-slightly/15891</link>
		<comments>http://www.stockbloghub.com/2009/09/23/fif-financial-federal-corporation-misses-consensus-estimates-slightly/15891#comments</comments>
		<pubDate>Wed, 23 Sep 2009 20:03:17 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[FIF]]></category>
		<category><![CDATA[Financial Federal Corp.]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=15891</guid>
		<description><![CDATA[Financial Federal Corporation’s (FIF) fourth quarter of fiscal 2009 earnings of 35 cents per share came in two pennies short of the Zacks Consensus Estimate. The earnings for the quarter were also down 29% from 49 cents in the prior-year quarter. Results were negatively impacted primarily by fewer originations, higher provision for credit losses and increased expenses. However, a significant improvement in net interest margin, decreased cost of debt, and strong liquidity were impressive during the quarter. Net income for the quarter decreased 27% year-over-year to $8.9 million. Net income for fiscal 2009 came in at $43.1 million, down 14% from $50.1 million in fiscal 2008. Earnings per share for the fiscal year also decreased to $1.72 from $2.01 in the prior year. Finance receivables originated during the reported quarter, ]]></description>
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		</item>
		<item>
		<title>(AZO) Earnings Preview for Sep 21 &#8211; 25 &#8211; Earnings Preview</title>
		<link>http://www.stockbloghub.com/2009/09/18/azo-earnings-preview-for-sep-21-25-earnings-preview/15616</link>
		<comments>http://www.stockbloghub.com/2009/09/18/azo-earnings-preview-for-sep-21-25-earnings-preview/15616#comments</comments>
		<pubDate>Fri, 18 Sep 2009 23:32:12 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[3Com Corporation]]></category>
		<category><![CDATA[AAR Corp.]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AutoZone Inc.]]></category>
		<category><![CDATA[AZO]]></category>
		<category><![CDATA[BBBY]]></category>
		<category><![CDATA[Bed Bath & Beyond Inc.]]></category>
		<category><![CDATA[CAG]]></category>
		<category><![CDATA[CarMax Inc.]]></category>
		<category><![CDATA[Carnival Corp.]]></category>
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		<category><![CDATA[Christopher & Banks Corp.]]></category>
		<category><![CDATA[Cintas Corporation]]></category>
		<category><![CDATA[COMS]]></category>
		<category><![CDATA[ConAgra Foods Inc.]]></category>
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		<category><![CDATA[CUK]]></category>
		<category><![CDATA[FactSet Research Systems Inc.]]></category>
		<category><![CDATA[FDS]]></category>
		<category><![CDATA[FIF]]></category>
		<category><![CDATA[Financial Federal Corp.]]></category>
		<category><![CDATA[Finish Line Inc.]]></category>
		<category><![CDATA[FINL]]></category>
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		<category><![CDATA[General Mills Inc.]]></category>
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		<category><![CDATA[HB Fuller Company]]></category>
		<category><![CDATA[KB Home]]></category>
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		<guid isPermaLink="false">http://www.stockbloghub.com/?p=15616</guid>
		<description><![CDATA[We will get another look at initial third-quarter results with 11 S&#38;P 500 companies reporting. Included in this group are AutoZone (AZO), Bed, Bath &#38; Beyond (BBBY), General Mills (GIS), KB Home (KBH), Lennar (LEN) and Paychex (PAYX). A total of 33 companies are on the calendar. The Fed will hold a 2-day meeting starting on Tuesday. No change in rates is expected at either this or the November meeting. Traders will be looking for insight about the pace of recovery and updates on the various bailout programs. In addition to the Fed meeting, the economic calendar features August Leading Indicators and home sales data. Monday: August Leading Indicators Tuesday: Federal Housing Finance Agency (FHFA) House Price Index Wednesday: FOMC rate decision (about 2:10 pm), weekly crude inventories, weekly mortgage ]]></description>
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