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	<title>Stock Blog Hub &#187; Amerisafe</title>
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	<description>Start Your Investing Research Here!</description>
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		<title>(LNC) Lincoln National Investors Get Early Christmas</title>
		<link>http://www.stockbloghub.com/2010/11/14/lnc-lincoln-national-investors-get-early-christmas/59206</link>
		<comments>http://www.stockbloghub.com/2010/11/14/lnc-lincoln-national-investors-get-early-christmas/59206#comments</comments>
		<pubDate>Sun, 14 Nov 2010 21:54:56 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[AFL]]></category>
		<category><![CDATA[AFLAC Inc.]]></category>
		<category><![CDATA[ALL]]></category>
		<category><![CDATA[Allstate Corporation]]></category>
		<category><![CDATA[Amerisafe]]></category>
		<category><![CDATA[AMSF]]></category>
		<category><![CDATA[Flagstone Reinsurance Holdings Limited]]></category>
		<category><![CDATA[FSR]]></category>
		<category><![CDATA[LNC]]></category>
		<category><![CDATA[Marsh & McLennan Companies Inc]]></category>
		<category><![CDATA[MCO]]></category>
		<category><![CDATA[MMC]]></category>
		<category><![CDATA[Moody's Corporation]]></category>
		<category><![CDATA[PartnerRe Limited]]></category>
		<category><![CDATA[PRE]]></category>
		<category><![CDATA[PRU]]></category>
		<category><![CDATA[Prudential Financial Inc.]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=59206</guid>
		<description><![CDATA[After successfully reconstructing its debt, Lincoln National Corp. (LNC) made yesterday eventful by outlining a number of ways to return wealth to shareholders, which includes a dividend hike, resumption of share repurchase program and redemption of preferred securities. The board of Lincoln has announced a significantly increased its quarterly dividend of 5 cents per share from the previous pay-out of one cent per share. The hiked dividend will be paid on February 1, 2011 to shareholders of record as on January 10, 2011. This marks the first dividend hike since 2007. Lincoln has announced its objective of buying back common equity shares worth approximately $125 million over the following 15 months. Besides, the company also aims to redeem all of its outstanding 6.75% Series F Trust preferred securities worth $150 ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/11/14/lnc-lincoln-national-investors-get-early-christmas/59206/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(AIG) Insurance Industry Stock Update &#8211; May 2010 &#8211; Industry Outlook</title>
		<link>http://www.stockbloghub.com/2010/05/04/aig-insurance-industry-stock-update-may-2010-industry-outlook/36024</link>
		<comments>http://www.stockbloghub.com/2010/05/04/aig-insurance-industry-stock-update-may-2010-industry-outlook/36024#comments</comments>
		<pubDate>Tue, 04 May 2010 21:07:51 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Property & Casualty Insurance]]></category>
		<category><![CDATA[ACAP]]></category>
		<category><![CDATA[AFSI]]></category>
		<category><![CDATA[AIG]]></category>
		<category><![CDATA[ALL]]></category>
		<category><![CDATA[Allstate Corporation]]></category>
		<category><![CDATA[American International Group Inc]]></category>
		<category><![CDATA[American Physicians Capital Inc]]></category>
		<category><![CDATA[Ameriprise Financial Inc.]]></category>
		<category><![CDATA[Amerisafe]]></category>
		<category><![CDATA[AMP]]></category>
		<category><![CDATA[AMSF]]></category>
		<category><![CDATA[Amtrust Financial Services Inc (NY)]]></category>
		<category><![CDATA[China Life Insurance Company Limited]]></category>
		<category><![CDATA[Genworth Financial Inc.]]></category>
		<category><![CDATA[GNW]]></category>
		<category><![CDATA[HALL]]></category>
		<category><![CDATA[Hallmark Financial Services Inc]]></category>
		<category><![CDATA[Harleysville Group Inc.]]></category>
		<category><![CDATA[Hartford Financial Services Group Inc]]></category>
		<category><![CDATA[HGIC]]></category>
		<category><![CDATA[HIG]]></category>
		<category><![CDATA[INDM]]></category>
		<category><![CDATA[Infinity Property and Casualty Corporation]]></category>
		<category><![CDATA[IPCC]]></category>
		<category><![CDATA[LFC]]></category>
		<category><![CDATA[LNC]]></category>
		<category><![CDATA[LTD]]></category>
		<category><![CDATA[NYM]]></category>
		<category><![CDATA[Nymagic Inc.]]></category>
		<category><![CDATA[PFG]]></category>
		<category><![CDATA[PRU]]></category>
		<category><![CDATA[Prudential Financial Inc.]]></category>
		<category><![CDATA[United America Indemnity]]></category>
		<category><![CDATA[Zenith National Insurance Corporation]]></category>
		<category><![CDATA[ZNT]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=36024</guid>
		<description><![CDATA[The turmoil in the financial markets created a highly challenging environment for the U.S. insurance industry, forcing many companies to take immense write-downs. In 2010, the overall situation has improved to a great extent and the worst of the crisis appears to be now behind us. However, the soft market conditions along with legislative changes remain a chief cause for concern for the overall industry at this point. Though there are signs of economic recovery, the trend of sluggish pace is expected to continue at least through the remainder of 2010. Also, structural economies of scale have pushed the industry toward consolidation. While enormous financial support from the government helped rescue AIG (AIG) from collapse, many other firms remained under tremendous pressure or have fallen by the wayside. Competition within ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(AMSF) Amerisafe Incorporated &#8211; Bear of the Day</title>
		<link>http://www.stockbloghub.com/2010/04/19/amsf-amerisafe-incorporated-bear-of-the-day-2/34211</link>
		<comments>http://www.stockbloghub.com/2010/04/19/amsf-amerisafe-incorporated-bear-of-the-day-2/34211#comments</comments>
		<pubDate>Mon, 19 Apr 2010 20:58:36 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Property & Casualty Insurance]]></category>
		<category><![CDATA[Amerisafe]]></category>
		<category><![CDATA[AMSF]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=34211</guid>
		<description><![CDATA[Given the critical sustainability factor in the current sluggish economic recovery, we have downgraded Amerisafe Inc. (AMSF) to Underperform. The company&#8217;s fourth quarter earnings were substantially lower than the Zacks Consensus Estimate. The downside was primarily a result of a year-over-year decrease in the top line due to the soft insurance market as a whole and an increase in expenses. Also, the combined ratio and operating ROE significantly deteriorated from the year-ago quarter. Though the pricing environment is now improving somewhat, the company is expected to face an uncertainty for the next few quarters as the market weakness continues to hurt payrolls. Zacks Investment Research]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>(AMSF) Amerisafe Analyst Lowers Coverage to Underperform</title>
		<link>http://www.stockbloghub.com/2010/04/15/amsf-amerisafe-analyst-lowers-coverage-to-underperform/33969</link>
		<comments>http://www.stockbloghub.com/2010/04/15/amsf-amerisafe-analyst-lowers-coverage-to-underperform/33969#comments</comments>
		<pubDate>Thu, 15 Apr 2010 17:52:51 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Property & Casualty Insurance]]></category>
		<category><![CDATA[Amerisafe]]></category>
		<category><![CDATA[AMSF]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=33969</guid>
		<description><![CDATA[Given the critical sustainability factor in the current sluggish economic recovery, we have recently downgraded our recommendation on Amerisafe Inc. (AMSF) to Underperform. Amerisafe’s fourth quarter operating earnings of 32 cents per share came in substantially short of the Zacks Consensus Estimate of 58 cents. This also compares unfavorably with earnings of 94 cents in the prior-year quarter. Results for the reported quarter exclude net realized after-tax capital gains and losses. Results deteriorated due to a year-over-year decrease in top line and an increase in expenses. For the reported quarter, the adjustment of current accident year loss ratio resulted in an additional loss and loss adjustment expense (LAE) of $12.1 million. The current accident year loss ratio adjustment was primarily driven by severe claims occurring in the reported quarter. Headquartered ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(AMSF) Amerisafe Incorporated &#8211; Bear of the Day</title>
		<link>http://www.stockbloghub.com/2010/04/14/amsf-amerisafe-incorporated-bear-of-the-day/33675</link>
		<comments>http://www.stockbloghub.com/2010/04/14/amsf-amerisafe-incorporated-bear-of-the-day/33675#comments</comments>
		<pubDate>Wed, 14 Apr 2010 21:30:42 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Property & Casualty Insurance]]></category>
		<category><![CDATA[Amerisafe]]></category>
		<category><![CDATA[AMSF]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=33675</guid>
		<description><![CDATA[Given the critical sustainability factor in the current sluggish economic recovery, we are downgrading Amerisafe Inc. (AMSF) to Underperform. The company&#8217;s fourth quarter earnings were substantially lower than the Zacks Consensus Estimate. The downside was primarily a result of a year-over-year decrease in the top line due to the soft insurance market conditions as a whole, as well as an increase in expenses. In addition, the combined ratio and operating ROE significantly deteriorated from the year-ago quarter. Though the pricing environment is now improving somewhat, the company is expected to face an uncertainty for the next few quarters as the market weakness continues to hurt payrolls. Zacks Investment Research]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/04/14/amsf-amerisafe-incorporated-bear-of-the-day/33675/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(AMSF) Analysts Ask How Safe is Amerisafe?</title>
		<link>http://www.stockbloghub.com/2010/03/10/amsf-analysts-ask-how-safe-is-amerisafe/30235</link>
		<comments>http://www.stockbloghub.com/2010/03/10/amsf-analysts-ask-how-safe-is-amerisafe/30235#comments</comments>
		<pubDate>Wed, 10 Mar 2010 19:57:03 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Property & Casualty Insurance]]></category>
		<category><![CDATA[AFL]]></category>
		<category><![CDATA[AFLAC Inc.]]></category>
		<category><![CDATA[Amerisafe]]></category>
		<category><![CDATA[AMSF]]></category>
		<category><![CDATA[Catalyst Health Solutions Inc]]></category>
		<category><![CDATA[CHSI]]></category>
		<category><![CDATA[UNM]]></category>
		<category><![CDATA[Unum Group]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=30235</guid>
		<description><![CDATA[Amerisafe Inc. (AMSF), a specialty provider of high-hazard workers’ compensation insurance, is becoming less attractive to analysts following its fourth quarter 2009 earnings release last week. With a soft market cycle, characterized by increased competition that results in lower premium rates, expanded policy coverage terms and higher commissions paid to agencies, Amerisafe reported lower-than-expected quarterly results. The weak earnings ultimately translated to estimate revisions in the downward direction over the last 7 days. Downward Estimate Revisions Trend Over the last 7 days, 3 of the 7 analysts covering the stock have lowered their estimates for the first quarter of 2010, while no upward revisions were given. Currently, the Zacks Consensus Estimate for the first quarter is operating earnings of 45 cents per share, which would be down by 16.7% from ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(AMSF) Amerisafe Report Misses Substantially</title>
		<link>http://www.stockbloghub.com/2010/03/03/amsf-amerisafe-report-misses-substantially/29464</link>
		<comments>http://www.stockbloghub.com/2010/03/03/amsf-amerisafe-report-misses-substantially/29464#comments</comments>
		<pubDate>Wed, 03 Mar 2010 23:47:53 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Property & Casualty Insurance]]></category>
		<category><![CDATA[Amerisafe]]></category>
		<category><![CDATA[AMSF]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=29464</guid>
		<description><![CDATA[Amerisafe, Inc.’s (AMSF) fourth quarter operating earnings of 32 cents per share came in substantially short of the Zacks Consensus Estimate of 58 cents. This also compares unfavorably with the earnings of 94 cents in the prior-year quarter. Results for the reported quarter exclude net realized after-tax capital gains and losses. Results deteriorated due to a year-over-year decrease in top line and an increase in expenses. For the reported quarter, the adjustment of current accident year loss ratio resulted in an additional loss and loss adjustment expense of $12.1 million. The current accident year loss ratio adjustment was primarily driven by severe claims occurring in the fourth quarter of 2009. Amerisafe’s results for the year-ago quarter included $9.3 million of favorable prior year loss development and $2.2 million of Florida ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>($AIG) Insurance Industry &#8211; Industry Outlook</title>
		<link>http://www.stockbloghub.com/2009/12/07/aig-insurance-industry-industry-outlook/22137</link>
		<comments>http://www.stockbloghub.com/2009/12/07/aig-insurance-industry-industry-outlook/22137#comments</comments>
		<pubDate>Mon, 07 Dec 2009 18:40:58 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Property & Casualty Insurance]]></category>
		<category><![CDATA[AFL]]></category>
		<category><![CDATA[AFLAC Inc.]]></category>
		<category><![CDATA[AIG]]></category>
		<category><![CDATA[ALL]]></category>
		<category><![CDATA[Allstate Corporation]]></category>
		<category><![CDATA[American International Group Inc]]></category>
		<category><![CDATA[Ameriprise Financial Inc.]]></category>
		<category><![CDATA[Amerisafe]]></category>
		<category><![CDATA[AMP]]></category>
		<category><![CDATA[AMSF]]></category>
		<category><![CDATA[Hartford Financial Services Group Inc]]></category>
		<category><![CDATA[HIG]]></category>
		<category><![CDATA[INDM]]></category>
		<category><![CDATA[LNC]]></category>
		<category><![CDATA[NYM]]></category>
		<category><![CDATA[Nymagic Inc.]]></category>
		<category><![CDATA[PartnerRe Limited]]></category>
		<category><![CDATA[PFG]]></category>
		<category><![CDATA[PMI]]></category>
		<category><![CDATA[PMI Group Inc.]]></category>
		<category><![CDATA[PRE]]></category>
		<category><![CDATA[PRU]]></category>
		<category><![CDATA[Prudential Financial Inc.]]></category>
		<category><![CDATA[The Travelers Companies]]></category>
		<category><![CDATA[TRV]]></category>
		<category><![CDATA[United America Indemnity]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=22137</guid>
		<description><![CDATA[The turmoil in the financial markets has created a highly challenging environment for the U.S. insurance industry, forcing many companies to take immense write-downs. This trend is expected to continue at least through the first half of 2010, though there are some early signs of an economic recovery. Also, structural economies of scale have pushed the industry toward consolidation. While enormous financial support from the government rescued AIG (AIG) from collapsing, many other firms remain under tremendous pressure or have not been able to survive. Competition within the segments of the industry has reduced as a result of rising mergers and acquisitions. This has increased the market shares of the largest firms. We expect growth to be stuck with persistent soft market conditions and an ongoing market crisis, resulting in ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(AMSF) Amerisafe Redeems All Outstanding Convertible Stock</title>
		<link>http://www.stockbloghub.com/2009/12/01/amsf-amerisafe-redeems-all-outstanding-convertible-stock/21637</link>
		<comments>http://www.stockbloghub.com/2009/12/01/amsf-amerisafe-redeems-all-outstanding-convertible-stock/21637#comments</comments>
		<pubDate>Wed, 02 Dec 2009 00:57:38 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Property & Casualty Insurance]]></category>
		<category><![CDATA[Amerisafe]]></category>
		<category><![CDATA[AMSF]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=21637</guid>
		<description><![CDATA[Amerisafe Inc. (AMSF) said on Monday that it will redeem all of its 250,000 outstanding convertible stock of Series C and Series D, effective Dec 31, 2009. Amerisafe will pay $103.50 per preferred stock or a total of $25.9 million in redeeming all of the outstanding shares. The redemption will be funded by the company’s available cash. The total outstanding shares of preferred stock are convertible into 1.2 million common shares. The redemption provides for a cash payment equivalent to $21.30 per common stock. According to the Amerisafe management, the redemption is beneficial as this will be accretive to both earnings per share and return on equity in 2010 and beyond. Also, the redemption provides greater financial flexibility as it eliminates the existing prohibition on paying cash dividends and repurchasing ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(AMSF) Amerisafe Beats on Lower Costs</title>
		<link>http://www.stockbloghub.com/2009/11/08/amsf-amerisafe-beats-on-lower-costs/19882</link>
		<comments>http://www.stockbloghub.com/2009/11/08/amsf-amerisafe-beats-on-lower-costs/19882#comments</comments>
		<pubDate>Mon, 09 Nov 2009 02:48:35 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Property & Casualty Insurance]]></category>
		<category><![CDATA[Amerisafe]]></category>
		<category><![CDATA[AMSF]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=19882</guid>
		<description><![CDATA[Amerisafe, Inc.’s (AMSF) third-quarter earnings of 74 cents per share came in substantially ahead of the Zacks Consensus Estimate of 54 cents. This also compares favorably with the earnings of 65 cents in the prior-year quarter. Despite an 11.9% year-over-year decrease in top line, results for the quarter benefited from solid expense management, which helped reduce expenses by 18.7%. An almost stable pricing environment was also observed during the quarter. Total revenues for the quarter were $67.2 million, compared to $76.3 million in the prior-year quarter. During the quarter, the top line was down due primarily to decrease in audit adjustments and an 18.4% decline in net premiums earned that resulted from the soft insurance market condition as a whole. Both the voluntary premiums written and audit premiums for policies ]]></description>
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