<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Stock Blog Hub &#187; Regional &#8211; Southwest Banks</title>
	<atom:link href="http://www.stockbloghub.com/category/regional-southwest-banks/feed" rel="self" type="application/rss+xml" />
	<link>http://www.stockbloghub.com</link>
	<description>Start Your Investing Research Here!</description>
	<lastBuildDate>Wed, 16 May 2012 17:53:30 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.2</generator>
		<item>
		<title>(MCBI) U.S. Banking Industry Stock Outlook &#8211; January 2012 &#8211; Industry Outlook</title>
		<link>http://www.stockbloghub.com/2012/01/14/mcbi-u-s-banking-industry-stock-outlook-january-2012-industry-outlook/90191</link>
		<comments>http://www.stockbloghub.com/2012/01/14/mcbi-u-s-banking-industry-stock-outlook-january-2012-industry-outlook/90191#comments</comments>
		<pubDate>Sat, 14 Jan 2012 18:31:49 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[BOFI]]></category>
		<category><![CDATA[BofI Holding Inc]]></category>
		<category><![CDATA[BOK Financial Corporation]]></category>
		<category><![CDATA[BOKF]]></category>
		<category><![CDATA[Center Bancorp Inc]]></category>
		<category><![CDATA[Chemical Financial Corporation]]></category>
		<category><![CDATA[CHFC]]></category>
		<category><![CDATA[CNBC]]></category>
		<category><![CDATA[FCCO]]></category>
		<category><![CDATA[FHN]]></category>
		<category><![CDATA[Financial Institutions Inc]]></category>
		<category><![CDATA[First Community Corporation]]></category>
		<category><![CDATA[First Financial Corporation]]></category>
		<category><![CDATA[First Horizon National Corporation]]></category>
		<category><![CDATA[FISI]]></category>
		<category><![CDATA[HBNC]]></category>
		<category><![CDATA[Heritage Commerce Corporation]]></category>
		<category><![CDATA[Horizon BanCorporation]]></category>
		<category><![CDATA[HTBK]]></category>
		<category><![CDATA[IberiaBank Corporation]]></category>
		<category><![CDATA[IBKC]]></category>
		<category><![CDATA[MCBI]]></category>
		<category><![CDATA[Metrocorp Bancshares Inc.]]></category>
		<category><![CDATA[OFG]]></category>
		<category><![CDATA[OKSB]]></category>
		<category><![CDATA[Old Second Bancorp Inc]]></category>
		<category><![CDATA[Oriental Financial Group Inc.]]></category>
		<category><![CDATA[OSBC]]></category>
		<category><![CDATA[Park National Corporation]]></category>
		<category><![CDATA[Privatebancorp Inc]]></category>
		<category><![CDATA[PRK]]></category>
		<category><![CDATA[PVTB]]></category>
		<category><![CDATA[S&T Bancorp Inc]]></category>
		<category><![CDATA[Southwest Bancorp Inc]]></category>
		<category><![CDATA[STBA]]></category>
		<category><![CDATA[STEL]]></category>
		<category><![CDATA[StellarOne Corporation]]></category>
		<category><![CDATA[Sterling Bancorp]]></category>
		<category><![CDATA[STL]]></category>
		<category><![CDATA[TCBI]]></category>
		<category><![CDATA[Texas Capital BancShares Inc.]]></category>
		<category><![CDATA[THFF]]></category>
		<category><![CDATA[Us Bancorp]]></category>
		<category><![CDATA[USB]]></category>
		<category><![CDATA[Viewpoint Financial Group]]></category>
		<category><![CDATA[VPFG]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=90191</guid>
		<description><![CDATA[The recurrence of the intimidating 2008 meltdown is not expected for the U.S. banking industry in 2012 as the financial institutions are actively responding to every legal and regulatory pressure. In fact, this promptness has positioned the banks well to encounter impending challenges. However, the potency of the sector is not expected to return to its pre-recession peak anytime soon. The economic intricacy may even result in further disappointments in the upcoming quarters. As the sector is undergoing a radical structural change, it will witness headwinds in the near- to mid-term. But entering the new capital regime will significantly improve the industry’s long-term stability and security. Along with increasing earnings, a major recovery in the asset markets, improving balance sheets and declining credit costs promise growth for the U.S. banking ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2012/01/14/mcbi-u-s-banking-industry-stock-outlook-january-2012-industry-outlook/90191/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(MCBI) U.S. Banks Stock Outlook &#8211; January 2011 &#8211; Zacks Analyst Interviews</title>
		<link>http://www.stockbloghub.com/2012/01/13/mcbi-u-s-banks-stock-outlook-january-2011-zacks-analyst-interviews/90103</link>
		<comments>http://www.stockbloghub.com/2012/01/13/mcbi-u-s-banks-stock-outlook-january-2011-zacks-analyst-interviews/90103#comments</comments>
		<pubDate>Fri, 13 Jan 2012 20:58:51 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[BOFI]]></category>
		<category><![CDATA[BofI Holding Inc]]></category>
		<category><![CDATA[BOK Financial Corporation]]></category>
		<category><![CDATA[BOKF]]></category>
		<category><![CDATA[Center Bancorp Inc]]></category>
		<category><![CDATA[Chemical Financial Corporation]]></category>
		<category><![CDATA[CHFC]]></category>
		<category><![CDATA[CNBC]]></category>
		<category><![CDATA[FCCO]]></category>
		<category><![CDATA[FHN]]></category>
		<category><![CDATA[Financial Institutions Inc]]></category>
		<category><![CDATA[First Community Corporation]]></category>
		<category><![CDATA[First Financial Corporation]]></category>
		<category><![CDATA[First Horizon National Corporation]]></category>
		<category><![CDATA[FISI]]></category>
		<category><![CDATA[HBNC]]></category>
		<category><![CDATA[Heritage Commerce Corporation]]></category>
		<category><![CDATA[Horizon BanCorporation]]></category>
		<category><![CDATA[HTBK]]></category>
		<category><![CDATA[IberiaBank Corporation]]></category>
		<category><![CDATA[IBKC]]></category>
		<category><![CDATA[MCBI]]></category>
		<category><![CDATA[Metrocorp Bancshares Inc.]]></category>
		<category><![CDATA[OFG]]></category>
		<category><![CDATA[OKSB]]></category>
		<category><![CDATA[Old Second Bancorp Inc]]></category>
		<category><![CDATA[Oriental Financial Group Inc.]]></category>
		<category><![CDATA[OSBC]]></category>
		<category><![CDATA[Park National Corporation]]></category>
		<category><![CDATA[Privatebancorp Inc]]></category>
		<category><![CDATA[PRK]]></category>
		<category><![CDATA[PVTB]]></category>
		<category><![CDATA[S&T Bancorp Inc]]></category>
		<category><![CDATA[Southwest Bancorp Inc]]></category>
		<category><![CDATA[STBA]]></category>
		<category><![CDATA[STEL]]></category>
		<category><![CDATA[StellarOne Corporation]]></category>
		<category><![CDATA[Sterling Bancorp]]></category>
		<category><![CDATA[STL]]></category>
		<category><![CDATA[TCBI]]></category>
		<category><![CDATA[Texas Capital BancShares Inc.]]></category>
		<category><![CDATA[THFF]]></category>
		<category><![CDATA[Us Bancorp]]></category>
		<category><![CDATA[USB]]></category>
		<category><![CDATA[Viewpoint Financial Group]]></category>
		<category><![CDATA[VPFG]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=90103</guid>
		<description><![CDATA[The recurrence of the intimidating 2008 meltdown is not expected for the U.S. banking industry in 2012 as the financial institutions are actively responding to every legal and regulatory pressure. In fact, this promptness has positioned the banks well to encounter impending challenges. However, the potency of the sector is not expected to return to its pre-recession peak anytime soon. The economic intricacy may even result in further disappointments in the upcoming quarters. As the sector is undergoing a radical structural change, it will witness headwinds in the near- to mid-term. But entering the new capital regime will significantly improve the industry’s long-term stability and security. Along with increasing earnings, a major recovery in the asset markets, improving balance sheets and declining credit costs promise growth for the U.S. banking ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2012/01/13/mcbi-u-s-banks-stock-outlook-january-2011-zacks-analyst-interviews/90103/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(TCBI) Texas Capital Bancshares &#8211; Bull of the Day</title>
		<link>http://www.stockbloghub.com/2011/10/25/tcbi-texas-capital-bancshares-bull-of-the-day-2/85763</link>
		<comments>http://www.stockbloghub.com/2011/10/25/tcbi-texas-capital-bancshares-bull-of-the-day-2/85763#comments</comments>
		<pubDate>Tue, 25 Oct 2011 17:36:22 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[TCBI]]></category>
		<category><![CDATA[Texas Capital BancShares Inc.]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=85763</guid>
		<description><![CDATA[Texas Capital Bancshares, Inc. (TCBI) reported third-quarter 2011 operating earnings of $0.56 per share, which came well ahead of the Zacks Consensus Estimate of $0.50 per share. The results were also above the prior-year quarter&#8217;s earnings of $0.25 per share. Quarterly results benefited from an increase in net interest income. Texas Capital&#8217;s net interest income stemmed from spiked average earnings assets. Net interest margin also increased year over year, driven by growth in loans and a reduction in funding costs. This was also supported by an improvement in loan spreads. Credit metrics also improved during the quarter at Texas Capital. After reviewing the results, we are maintaining our Outperform recommendation on the shares. TEXAS CAP BCSHS (TCBI): Free Stock Analysis Report Zacks Investment Research]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2011/10/25/tcbi-texas-capital-bancshares-bull-of-the-day-2/85763/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(TCBI) Texas Capital Bancshares &#8211; Bull of the Day</title>
		<link>http://www.stockbloghub.com/2011/10/24/tcbi-texas-capital-bancshares-bull-of-the-day/85722</link>
		<comments>http://www.stockbloghub.com/2011/10/24/tcbi-texas-capital-bancshares-bull-of-the-day/85722#comments</comments>
		<pubDate>Mon, 24 Oct 2011 14:20:14 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[TCBI]]></category>
		<category><![CDATA[Texas Capital BancShares Inc.]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=85722</guid>
		<description><![CDATA[Texas Capital Bancshares, Inc. (TCBI) reported third-quarter 2011 operating earnings of $0.56 per share, which came well ahead of the Zacks Consensus Estimate of $0.50 per share. The results were also above the prior-year quarter&#8217;s earnings of $0.25 per share. Quarterly results benefited from an increase in net interest income. Texas Capital&#8217;s net interest income stemmed from spiked average earnings assets. Net interest margin also increased year over year, driven by growth in loans and a reduction in funding costs. This was also supported by an improvement in loan spreads. Credit metrics also improved during the quarter at Texas Capital. After reviewing the results, we are maintaining our Outperform recommendation on the shares. TEXAS CAP BCSHS (TCBI): Free Stock Analysis Report Zacks Investment Research]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2011/10/24/tcbi-texas-capital-bancshares-bull-of-the-day/85722/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(BOKF) BOK Financial&#8217;s Outlook Positive</title>
		<link>http://www.stockbloghub.com/2011/08/05/bokf-bok-financials-outlook-positive/80712</link>
		<comments>http://www.stockbloghub.com/2011/08/05/bokf-bok-financials-outlook-positive/80712#comments</comments>
		<pubDate>Fri, 05 Aug 2011 17:55:50 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[BOK Financial Corporation]]></category>
		<category><![CDATA[BOKF]]></category>
		<category><![CDATA[CFR]]></category>
		<category><![CDATA[Cullen-Frost Bankers Inc]]></category>
		<category><![CDATA[FFIN]]></category>
		<category><![CDATA[First Financial Bankshares Inc]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=80712</guid>
		<description><![CDATA[The long-term Issuer Default Ratings (IDR) of BOK Financial Corp. (BOKF) and its lead bank subsidiary, BOKF, NA was affirmed by Fitch Ratings at &#8216;A-&#8217;. However, the rating outlook has been revised to Positive from Stable. The rating affirmation of BOK Financial can be attributed to strong and consistent performance amidst a tough credit cycle as opposed to dividend cuts or bailout relief. To the company’s credit, its steady performance aided it in maintaining a solid capital position. BOK Financial has adhered to conservative underwriting standards and this resulted in sturdy asset quality with very low charge-off levels, which in turn bolstered its performance. Besides, its diverse revenue mix as well as favorable geographic footprint has backed its growth. Offsetting the positives are an elevated level of nonperforming assets (NPAs) ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2011/08/05/bokf-bok-financials-outlook-positive/80712/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(CBSH) Commerce Bancshares Analyst Remains Neutral on Shares</title>
		<link>http://www.stockbloghub.com/2011/07/01/cbsh-commerce-bancshares-analyst-remains-neutral-on-shares/78222</link>
		<comments>http://www.stockbloghub.com/2011/07/01/cbsh-commerce-bancshares-analyst-remains-neutral-on-shares/78222#comments</comments>
		<pubDate>Fri, 01 Jul 2011 20:34:52 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[CBSH]]></category>
		<category><![CDATA[Commerce Bancshares Inc.]]></category>
		<category><![CDATA[TCB]]></category>
		<category><![CDATA[TCF Financial Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=78222</guid>
		<description><![CDATA[We continue to maintain our long-term “Neutral” recommendation on Commerce Bancshares Inc. (CBSH). Although the company has the scope to expand inorganically with its excellent liquidity position, we remain cautious on the company’s loan volumes and non-performing asset position, which need to be improved in order to gain a foothold in the industry. Nevertheless, the company’s direct retail and commercial-banking franchise are expected to post steady earnings going forward. Despite rising credit costs, Commerce Bancshares has maintained its capital levels significantly above its competitors. The company continues to experience a growth trend in its tangible equity ratio, which improved to 10.24% as of March 31, 2011 from 9.99% as of March 31, 2010. We expect this to act as a buffer against any probable losses in its credit portfolio in ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2011/07/01/cbsh-commerce-bancshares-analyst-remains-neutral-on-shares/78222/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(UMBF) UMB Financial Corporation &#8211; Solid Dividend &#8211; Reasonable Valuation</title>
		<link>http://www.stockbloghub.com/2011/05/04/umbf-umb-financial-corporation-solid-dividend-reasonable-valuation/73199</link>
		<comments>http://www.stockbloghub.com/2011/05/04/umbf-umb-financial-corporation-solid-dividend-reasonable-valuation/73199#comments</comments>
		<pubDate>Wed, 04 May 2011 16:41:47 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[UMB Financial Corporation]]></category>
		<category><![CDATA[UMBF]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=73199</guid>
		<description><![CDATA[UMB Financial Corporation (UMBF) recently reported another solid quarter marked by growing non-interest income and solid credit quality. Earnings per share beat the Zacks Consensus Estimate by 31%, prompting analysts to revise their estimates significantly higher. It is a Zacks #2 Rank (Buy) stock. The company also pays a dividend that yields a solid 1.9%. Unlike many of its peers, UMB did not cut its dividend during the financial crisis. Company Description UMB Financial is a financial services company primarily offering banking and asset management services. It is headquartered in Kansas City, Missouri and operates approximately 130 banking centers in 7 states. First Quarter Results On April 26, UMB Financial reported Q1 earnings per share of 76 cents, crushing the Zacks Consensus Estimate of 58 cents. It was an 18% ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2011/05/04/umbf-umb-financial-corporation-solid-dividend-reasonable-valuation/73199/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(CBSH) Commerce Bancshares&#8217; Reports Earnings Meet Expectations</title>
		<link>http://www.stockbloghub.com/2010/04/18/cbsh-commerce-bancshares-reports-earnings-meet-expectations/34104</link>
		<comments>http://www.stockbloghub.com/2010/04/18/cbsh-commerce-bancshares-reports-earnings-meet-expectations/34104#comments</comments>
		<pubDate>Mon, 19 Apr 2010 03:09:50 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[CBSH]]></category>
		<category><![CDATA[Commerce Bancshares Inc.]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=34104</guid>
		<description><![CDATA[Commerce Bancshares Inc. (CBSH) reported its first quarter 2010 earnings of $44.2 million or 53 cents per share, compared with $49.6 million or 60 cents per share in the prior quarter and $30.8 million or 38 cents per share in the year-ago period. The results in the reported quarter were in line with the Zacks Consensus Estimate. Results benefited from a decline in loan loss provisions and non-performing assets along with sound expense control. However, loan demand and credit quality continued to remain weak. Taxable-equivalent net interest income in the reported quarter increased 8.8% year over year but declined 1.2% from the prior quarter to $167.5 million. The decline was primarily the result of lower average balances of investment securities that was offset by lower rates on deposits. Average loans ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/04/18/cbsh-commerce-bancshares-reports-earnings-meet-expectations/34104/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(TCBI) Texas Capital Bancshares Warrents Sold by U.S. Treasury for $6.6 Million</title>
		<link>http://www.stockbloghub.com/2010/03/16/tcbi-texas-capital-bancshares-warrents-sold-by-u-s-treasury-for-6-6-million/30721</link>
		<comments>http://www.stockbloghub.com/2010/03/16/tcbi-texas-capital-bancshares-warrents-sold-by-u-s-treasury-for-6-6-million/30721#comments</comments>
		<pubDate>Tue, 16 Mar 2010 21:59:30 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[BAC]]></category>
		<category><![CDATA[Bank of America Corporation]]></category>
		<category><![CDATA[C]]></category>
		<category><![CDATA[Capital One Financial Corporation]]></category>
		<category><![CDATA[Citigroup Inc.]]></category>
		<category><![CDATA[COF]]></category>
		<category><![CDATA[Goldman Sachs Group]]></category>
		<category><![CDATA[GS]]></category>
		<category><![CDATA[JPM]]></category>
		<category><![CDATA[JPMorgan Chase & Company]]></category>
		<category><![CDATA[PNC]]></category>
		<category><![CDATA[PNC Financial Services Group Inc]]></category>
		<category><![CDATA[SBNY]]></category>
		<category><![CDATA[Signature Bank]]></category>
		<category><![CDATA[TCB]]></category>
		<category><![CDATA[TCBI]]></category>
		<category><![CDATA[TCF Financial Corporation]]></category>
		<category><![CDATA[Texas Capital BancShares Inc.]]></category>
		<category><![CDATA[Washington Federal Inc]]></category>
		<category><![CDATA[Wells Fargo & Company]]></category>
		<category><![CDATA[WFC]]></category>
		<category><![CDATA[WFSL]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=30721</guid>
		<description><![CDATA[The Treasury announced on Friday that it has received net proceeds of $6.6 million from the sale of warrants it had obtained as part of its investment in Texas Capital Bancshares Inc. (TCBI) through the Troubled Asset Relief Program (TARP) during the height of the financial crisis. TCBI had repaid the entire $75 million of bailout money it had received from the government in January 2009. The Treasury auctioned 758,086 warrants at $8.85 each. The final price was above the floor price of $6.50 per warrant set by the Treasury. The TCBI warrants have a strike price of $14.84 and expire in January 2019. The current move will completely free TCBI from government intervention. The auction of TCBI warrants follows the sale of Signature Bank’s (SBNY) warrants on Thursday, Washington ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/03/16/tcbi-texas-capital-bancshares-warrents-sold-by-u-s-treasury-for-6-6-million/30721/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(BOKF) BOK Financial Corporation Misses Estimates</title>
		<link>http://www.stockbloghub.com/2010/02/01/bokf-bok-financial-corporation-misses-estimates/26632</link>
		<comments>http://www.stockbloghub.com/2010/02/01/bokf-bok-financial-corporation-misses-estimates/26632#comments</comments>
		<pubDate>Mon, 01 Feb 2010 23:15:33 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[BOK Financial Corporation]]></category>
		<category><![CDATA[BOKF]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=26632</guid>
		<description><![CDATA[BOK Financial Corporation’s (BOKF) fourth quarter earnings of 63 cents per share were 3 cents below the Zacks Consensus Estimate of 66 cents. The company had earned 52 cents in the year-ago period. Results reflected a lower-than-expected increase in revenue and higher expenses but were partially offset by a decrease in loan loss provisions. For the full-year 2009, BOK Financial reported a net income of $200.6 million or $2.96 per share, compared to $153.2 million or $2.27 per share for 2008. For the fourth quarter, net interest revenue totaled $184.5 million, up 2.2% sequentially and 4.6% year-over-year. Net interest margin was 3.64%, up 1 basis point sequentially and 7 basis points (bps) year-over-year. The increase in net interest margin over the previous quarter resulted from improved loan yields and lower ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/02/01/bokf-bok-financial-corporation-misses-estimates/26632/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(TCBI) Texas Capital Bancshares Tops View</title>
		<link>http://www.stockbloghub.com/2010/01/28/tcbi-texas-capital-bancshares-tops-view/26322</link>
		<comments>http://www.stockbloghub.com/2010/01/28/tcbi-texas-capital-bancshares-tops-view/26322#comments</comments>
		<pubDate>Thu, 28 Jan 2010 21:07:14 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[Morgan Stanley]]></category>
		<category><![CDATA[MS]]></category>
		<category><![CDATA[TCBI]]></category>
		<category><![CDATA[Texas Capital BancShares Inc.]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=26322</guid>
		<description><![CDATA[Texas Capital Bancshares Inc.’s (TCBI) fourth quarter earnings of 18 cents per share were slightly ahead of the Zacks Consensus Estimate of 16 cents. The company had earned 11 cents in the year-ago quarter. The better-than-expected results were primarily driven by an increase in net interest income and lower loan loss provisions, partially offset by higher expenses. For the full year 2009, Texas Capital reported operating earnings of 55 cents per share compared to 89 cents in 2008, reflecting the issuance of 4.6 million shares in May 2009.?Texas Capital’s net interest income was $55.1 million, up 6.9% sequentially and 42.3% year-over-year. The improvement was due to an increase in average earning assets. Net interest margin was 4.21%, up 15 basis points (bps) sequentially and 80 bps year-over-year, driven by low funding ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/01/28/tcbi-texas-capital-bancshares-tops-view/26322/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(CBSH) Commerce Bancshares Analyst Lowers Rating to Neutral</title>
		<link>http://www.stockbloghub.com/2010/01/06/cbsh-commerce-bancshares-analyst-lowers-rating-to-neutral/24274</link>
		<comments>http://www.stockbloghub.com/2010/01/06/cbsh-commerce-bancshares-analyst-lowers-rating-to-neutral/24274#comments</comments>
		<pubDate>Wed, 06 Jan 2010 17:22:01 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[ASBC]]></category>
		<category><![CDATA[Associated Banc-Corp]]></category>
		<category><![CDATA[CBSH]]></category>
		<category><![CDATA[Commerce Bancshares Inc.]]></category>
		<category><![CDATA[FirstMerit Corporation]]></category>
		<category><![CDATA[FMER]]></category>
		<category><![CDATA[TCB]]></category>
		<category><![CDATA[TCF Financial Corporation]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=24274</guid>
		<description><![CDATA[Given the current critical sustainability factor, we are downgrading our recommendation on the shares of Commerce Bancshares Inc. (CBSH) to Neutral from Outperform. Although the company’s third quarter results were substantially ahead of the Zacks Consensus Estimate, continued weakness in loan demand and the credit metrics modestly offset the cost-cutting initiatives and growth in core fees and net interest income. Additionally, more aggressive credit conditions are expected to prevail over time in the backdrop of stricter regulations in the sluggish macroeconomic environment. This could further worsen the already weak status of non-performing assets and the net-charge offs in the business. Hence, it remains to be seen if the gradual growth sustains in the upcoming quarters. As well, constrained exposure in most parts of the country except Missouri, Kansas and central ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2010/01/06/cbsh-commerce-bancshares-analyst-lowers-rating-to-neutral/24274/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(BOKF) BOK Financial Corporation Beats Consensus Forecasts</title>
		<link>http://www.stockbloghub.com/2009/11/08/bokf-bok-financial-corporation-beats-consensus-forecasts/19869</link>
		<comments>http://www.stockbloghub.com/2009/11/08/bokf-bok-financial-corporation-beats-consensus-forecasts/19869#comments</comments>
		<pubDate>Mon, 09 Nov 2009 03:25:03 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[BOK Financial Corporation]]></category>
		<category><![CDATA[BOKF]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=19869</guid>
		<description><![CDATA[BOK Financial Corporation’s (BOKF) third-quarter earnings of 75 cents per share were 7 cents ahead of the Zacks Consensus Estimate of 68 cents. The company had earned 84 cents in the year-ago period. Results reflected an increase in interest revenue and margin, though credit quality continued to deteriorate in the quarter. Net interest revenue totaled $180.5 million, up 2.8% sequentially and 9.8% year-over-year. Net interest margin was 3.63%, up 8 basis points (bps) sequentially and 15 bps year-over-year. The increase in net interest margin over the previous quarter resulted from improved loan pricing and lower funding costs. Outstanding loan balances were $11.6 billion at Sep 30, 2009, down $458 million since Jun 30, 2009. All major loan categories decreased during the quarter largely due to reduced customer demand, normal repayment ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2009/11/08/bokf-bok-financial-corporation-beats-consensus-forecasts/19869/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(TCBI) Texas Capital Bancshares&#8217; Report Misses Estimates</title>
		<link>http://www.stockbloghub.com/2009/10/27/tcbi-texas-capital-bancshares-report-misses-estimates/18803</link>
		<comments>http://www.stockbloghub.com/2009/10/27/tcbi-texas-capital-bancshares-report-misses-estimates/18803#comments</comments>
		<pubDate>Tue, 27 Oct 2009 17:42:26 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[TCBI]]></category>
		<category><![CDATA[Texas Capital BancShares Inc.]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=18803</guid>
		<description><![CDATA[Texas Capital Bancshares’ (TCBI) third quarter earnings of 15 cents per share were down from the Zacks Consensus Estimate of 22 cents. The company had earned 27 cents in the year-ago quarter. Results reflected the elevated provisioning levels for loan losses due to the challenging economic conditions. However, the company posted meaningful growth in loan and deposits. Credit metrics continued to expand negatively overall. Non-performing assets equaled 2.77% of the loan portfolio plus other real estate owned assets, up 86 basis points (bps) sequentially and 141 bps year-over-year. Net charge-offs as a percentage of average loans on a 12-month trailing basis were 41 bps, flat sequentially but up 13 bps year-over-year. Provision for loan losses increased to $13.5 million from $11.0 million in the prior quarter and $4.0 million in ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2009/10/27/tcbi-texas-capital-bancshares-report-misses-estimates/18803/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(PRSP) Prosperity Bancshares Beats Consensus Estimates</title>
		<link>http://www.stockbloghub.com/2009/10/20/prsp-prosperity-bancshares-beats-consensus-estimates/18130</link>
		<comments>http://www.stockbloghub.com/2009/10/20/prsp-prosperity-bancshares-beats-consensus-estimates/18130#comments</comments>
		<pubDate>Tue, 20 Oct 2009 20:21:12 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[CFR]]></category>
		<category><![CDATA[Cullen-Frost Bankers Inc]]></category>
		<category><![CDATA[Prosperity Bancshares Inc.]]></category>
		<category><![CDATA[PRSP]]></category>
		<category><![CDATA[TCBI]]></category>
		<category><![CDATA[Texas Capital BancShares Inc.]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=18130</guid>
		<description><![CDATA[Prosperity Bancshares Inc. (PRSP), the parent company of Prosperity Bank, reported net income for the quarter ended Sep 30, 2009, of $29.3 million or 63 cents per common share, an increase of 89.8%, compared with the corresponding prior-year quarter. This was higher than the Zacks Consensus Estimate of 61 cents per share. Returns on average assets, average common equity and average tangible common equity for the three months ended Sep 30, 2009, were 1.32%, 8.93% and 29.34%, respectively. Prosperity’s efficiency ratio (excluding net gains and losses on the sale of securities and assets and impairment charge on securities) was 44.46% for the most recent quarter. Net interest income before provision for credit losses for the quarter increased 33.9% to $77.4 million compared with $57.8 million during the same period in ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2009/10/20/prsp-prosperity-bancshares-beats-consensus-estimates/18130/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>($CBSH) Commerce Bancshares Beats Earnings Estimates Again</title>
		<link>http://www.stockbloghub.com/2009/10/16/cbsh-commerce-bancshares-beats-earnings-estimates-again/17721</link>
		<comments>http://www.stockbloghub.com/2009/10/16/cbsh-commerce-bancshares-beats-earnings-estimates-again/17721#comments</comments>
		<pubDate>Sat, 17 Oct 2009 00:24:43 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[CBSH]]></category>
		<category><![CDATA[Commerce Bancshares Inc.]]></category>
		<category><![CDATA[V]]></category>
		<category><![CDATA[Visa Inc]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=17721</guid>
		<description><![CDATA[Commerce Bancshares Inc. (CBSH) today reported its third quarter 2009 earnings at $51.6 million or 66 cents per diluted share, compared to $37.0  million or 48 cents per diluted share in the prior quarter and $24.7 million or 32 cents per diluted share in the prior-year quarter. The results for the reported quarter were far ahead of the Zacks Consensus Estimate of 51 cents. Results benefited from improvement in both spread and fee income coupled with sound expense control. Taxable-equivalent net interest income for third quarter 2009 increased 3.9% sequentially and 7.9% year-over-year to $163.5 million. The increase  over the previous quarter was primarily the result of higher average  balances of investment securities, coupled with lower rates on deposits and partially offset by lower volumes. Net interest margin increased to ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2009/10/16/cbsh-commerce-bancshares-beats-earnings-estimates-again/17721/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(GSBC) Five More Banks Fail</title>
		<link>http://www.stockbloghub.com/2009/09/08/gsbc-five-more-banks-fail/14573</link>
		<comments>http://www.stockbloghub.com/2009/09/08/gsbc-five-more-banks-fail/14573#comments</comments>
		<pubDate>Wed, 09 Sep 2009 00:14:00 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[Banco Bilbao Vizcaya Argentari]]></category>
		<category><![CDATA[Bb&t Corporation]]></category>
		<category><![CDATA[BBT]]></category>
		<category><![CDATA[BBV]]></category>
		<category><![CDATA[Fifth Third Bancorp]]></category>
		<category><![CDATA[FITB]]></category>
		<category><![CDATA[Great Southern Bancorp Inc.]]></category>
		<category><![CDATA[GSBC]]></category>
		<category><![CDATA[JPM]]></category>
		<category><![CDATA[JPMorgan Chase & Co]]></category>
		<category><![CDATA[Mb Financial Inc]]></category>
		<category><![CDATA[MBFI]]></category>
		<category><![CDATA[PNC]]></category>
		<category><![CDATA[PNC Financial Services Group I]]></category>
		<category><![CDATA[Regions Financial Corp.]]></category>
		<category><![CDATA[RF]]></category>
		<category><![CDATA[STI]]></category>
		<category><![CDATA[SunTrust Banks Inc.]]></category>
		<category><![CDATA[Us Bancorp]]></category>
		<category><![CDATA[USB]]></category>
		<category><![CDATA[ZION]]></category>
		<category><![CDATA[Zions Bancorp]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=14573</guid>
		<description><![CDATA[Three more banks and two thrifts in U.S. fail, tally reaches 89 this year The recession continues to weigh heavily on banks as U.S. regulators on Friday shuttered five more institutions in Missouri, Illinois, Iowa and Arizona. This takes the total number of failed federally insured banks this year to 89, compared to 25 in 2008 and 3 in 2007. Among the failed institutions two were in Illinois – Oak Forest-based InBank, with $212 million in assets and $199 million in deposits, and Rolling Meadows-based Platinum Community Bank, with $346 million in assets and $305 million in deposits. The other three were Kansas City, MO-based First Bank of Kansas City, with $16 million in assets and $15 million in deposits; Sioux City, IA-based Vantus Bank with $458 million in assets ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2009/09/08/gsbc-five-more-banks-fail/14573/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(GFG) 2nd Largest Bank Failure in &#8217;09</title>
		<link>http://www.stockbloghub.com/2009/08/24/gfg-2nd-largest-bank-failure-in-09-analyst-blog/13191</link>
		<comments>http://www.stockbloghub.com/2009/08/24/gfg-2nd-largest-bank-failure-in-09-analyst-blog/13191#comments</comments>
		<pubDate>Mon, 24 Aug 2009 21:25:42 +0000</pubDate>
		<dc:creator>vitalstocks</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Regional - Southwest Banks]]></category>
		<category><![CDATA[Banco Bilbao Vizcaya Argentari]]></category>
		<category><![CDATA[Bb&t Corporation]]></category>
		<category><![CDATA[BBT]]></category>
		<category><![CDATA[BBV]]></category>
		<category><![CDATA[GFG]]></category>
		<category><![CDATA[Guaranty Financial Group Inc.]]></category>

		<guid isPermaLink="false">http://www.stockbloghub.com/?p=13191</guid>
		<description><![CDATA[Regulators shut down 4 more banks including Guaranty, the 2nd largest this year; total failed banks in &#8217;09 reach 81 U.S. regulators on Friday shuttered more four banks Incorporatedluding Guaranty. The shutdown of Guaranty, a unit of Guaranty Financial Group Inc. (GFG), is the second-largest U.S. bank failure this year after Colonial, and the 10th-largest in U.S. history. This takes the total number of failed federally insured banks this year to 81, compared to 25 in 2008 and 3 in 2007. Texas-based lender Guaranty had assets of about $13 billion and deposits of $12 billion. Souring losses on loans to homebuilders and mortgage-backed securities were the primary reasons which caused Guaranty to fail. GFG affirmed last Monday in a regulatory filing that the company was critically short of capital and ]]></description>
		<wfw:commentRss>http://www.stockbloghub.com/2009/08/24/gfg-2nd-largest-bank-failure-in-09-analyst-blog/13191/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

